The NFIP Has Expired
Countdown to the NFIP Expiration
Reminder: Cape Post Disaster Outreach Wednesday!
THIS WEDNESDAY (April 11th)! Outreach on Post Disaster Help for Cape Cod Dont forget to attend our post disaster outreach for Cape Cod to help guide in recovery after the winter storms: CAPE COD OUTREACH: APRIL 11th FROM 6:00pm to 8:00pm Cape and Islands Association of Realtors office, 22 Mid-Tech Dr, West Yarmouth, MA 02673 Agenda: -Presentation on flood issues after a storm: Flood claims, what to do if you have been substantially damaged, and the flood policy -Introduction to the State NFIP Coordinators office by Joy Duperault, Director of DCR’s Flood Hazard Management Program and State NFIP Coordinator -Update from the Shannon Jarbeau, CRS & Floodplain Coordinator for Barnstable County on the status of the Community Rating System on Cape -Panel of experts for questions -Workshop areas with several stations on Community resources, Claims, Insurance, and Elevations Intended Audience: Affected stakeholders which can include realtors, community officials, affected residents and more PLEASE PRE-REGISTER HERE THANK YOU! South Shore Outreach Follow Up To all who came out and supported our outreach in Marshfield this past week. With a packed room, we gave out critical information for those that were impacted by floods. INFORMATION- Our presentation […]
Reminder: Post Disaster Outreach Wednesday!
WEDNESDAY! Outreach on Post Disaster Help for the South Shore Don’t forget to attend our post disaster outreach for the South Shore SOUTH SHORE OUTREACH: APRIL 4th FROM 6:00pm to 8:00pm Ventress Memorial Library New Program Room, 15 Library Plaza, Marshfield Ma, 02050. Agenda: -Presentation on flood issues after a storm: Flood claims, what to do if you have been substantially damaged, how to elevate your building, and the flood policy -Community Update from the Marshfield Town Administrator Mike Maresco -Overview on building elevations by Brian Baer, Executive Director of The Elevated Studio -Update from the community on post-storm actions -Panel of experts for questions- Including Eric Carlson from DCR -Workshop areas with several stations on Community resources, Claims, Insurance, and Elevations Intended Audience: Affected stakeholders which can include realtors, community officials, affected residents and more PLEASE PRE-REGISTER HERE
Attend a Local Post Disaster Outreach
State Wide Outreaches Will Assist Homeowners in Learning About Flood Claims, Elevating Homes, And Post Disaster Resources The Massachusetts Coastal Coalition is hosting two local outreaches to assist communities in the wake of winter storms. The MCC has partnered with both local communities, State Agencies, and other non-profits to bring many needed post-disaster resources to our flood damaged communities. The outreaches will help residents who sustained damage during our historic winter nor’easters, or residents who want more information on flood insurance and what to do after a flooding disaster. SOUTH SHORE OUTREACH: APRIL 4th FROM 6:00pm to 8:00pm Ventress Memorial Library New Program Room, 15 Library Plaza, Marshfield Ma, 02050. Agenda: -Presentation on flood issues after a storm: Flood claims, what to do if you have been substantially damaged, how to elevate your building, and the flood policy -Overview on building elevations by Brian Baer, Executive Director of The Elevated Studio -Update from the community on post-storm actions -Panel of experts for questions- Including Eric Carlson from DCR -Workshop areas with several stations on Community resources, Claims, Insurance, and Elevations CAPE COD OUTREACH: APRIL 11th FROM 6:00pm to 8:00pm Cape and Islands Association of Realtors office, 22 Mid-Tech Dr, West Yarmouth, MA 02673 Agenda: -Presentation on flood […]
Missing Piece to Fixing Our Problem
For the last three months, our Massachusetts east coast has experienced some of the worst Nor’easters ever seen. From historical flooding to historical damage, 2018 will be remembered as the year our conversation shifted from how we clean up and recover to how many more times can we do this? Governor Baker toured damaged areas after each storm, and promised his support to protect our coast and flood prone areas. On March 15th, the Governor, surrounded by legislative leaders on coastal issues, announced his proposal for a $1.4 billion environmental bond to help protect our coast. Critical projects such as new seawalls and beach nourishment, were included in the bill, and we applaud the efforts and measures our legislators are taking. However, we feel there is also the need to elevate or eliminate buildings that are becoming destroyed or repeatedly flooded by our storms. The pictures in the news tell a story to the rest of the nation: our Nor’easters this year were historical. Beach erosion, damaged seawalls and images of houses lost. Residents of Massachusetts, affected or not, are having conversations that something has to be done. We can no longer ignore the complex issues of investing in our […]
Major Flood Updates: Changes, Increases and More
Major Flood Updates In the next 2 weeks, there are several major updates in regards to the National Flood Insurance Program: Program Expiration on March 23rd The NFIP, once again, is set to expire at midnight on Friday, March 23rd. The NFIP continues to be tied to the Congressional Budget. If there is a government shutdown, the NFIP also shuts down. This will continue to be an issue as Congress intends to only pass short term extensions for the foreseeable future. Unlike past extensions, this will be our ONLY update until March 23rd. So please be vigilant. FEMA has issued guidance for insurance companies on how to handle writing new flood policies, policy renewals, and claims during a flood program expiration. The MCC has created consumer guidance for you as an insured to know what to do before, during and after a flood program expiration. Overall, our guidance outlines that: -If you have a flood policy renewing after March 23rd, and within the next few weeks, PAY IT NOW -If you are planning to close on a home after March 23rd, PAY FOR THE POLICY NOW. If paid before the program expires, the policy […]
Recovering From March Nor’easter
NEXT STEP: RECOVERY As predicted, the March 2018 Nor’easter has caused extensive damage to many of our communities. From undermined homes, damaged seawalls, and flooded neighborhoods, our coastal areas have suffered damage unseen in many years. The most important step is a strong recovery. The MCC has some recommendations for you to recover. Read this BEFORE you start cleanup: –Take photos of what was lost BEFORE you clean up. -Contact your insurance agent right away- You have 60 days to file your proof of loss -If your building is substantially damaged, contact your community for assistance. -Decks are not covered under a flood policy. -If you have a home that was flooded, secure it! More storms are coming, and some items may be excluded if you allow water to continue to damage the building. -Disaster assistance is only available if we get a Presidential disaster declaration. -Remember: A loss within 10 days of each other are considered the same loss. The MCC has developed two great tools for you: -Our post disaster resource guide: CLICK HERE -Our ins and outs to filing a flood insurance claim: CLICK HERE -There is a suspension of some requirements for cleanup under […]
Truly Severe Storm is Anticipated
The MCC cannot emphasize enough the severity of the impending storm. According to the National Weather Service: -This will be a top storm of all time -This storm does have the capability to destroy coastal property -The tide in this storm, between Friday at 11:20am and Friday at 11:49pm, is not expected to go out. A surge of up to 5 feet will keep the tide high even during low tide. -Swells of between 25’ and 35’ are expected -Wind gusts of up to 70mph are expected -Surge of at least 3-4ft in most areas TAKE ACTION NOW. In addition to protecting property, if you feel inclined to evacuate, do not wait for the tides to begin to roll in. PLEASE FOLLOW THE ADVICE OF LOCAL EMERGENCY OFFICIALS RESOURCES: The MCC has several resources available for actions after a storm: -Our guide to filing a flood insurance claim: CLICK HERE -Our public resources guide for financial assistance: CLICK HERE Images of the storm can be reported to Coastal Zone Management through their reporting site: https://mycoast.org/ma We will be posting videos of the storm on our website, so please stay tuned.
Major Storm This Week
Be Prepared for upcoming Nor’ Easter/Coastal Flooding The flooding of early January made us very aware that history can still be made by large flooding events. We also were made aware that a fast or slow moving storm can change the severity of an event. PLEASE BE AWARE: There is a nor’easter that will significantly impact our area for MULTIPLE tide cycles. The January storm was a one tide storm. The predicted storm for this weekend could be a 4 TIDE storm. Be prepared for: Significant coastal flooding (A base tide of over 11 feet with surge above that); Winds of potentially over 60mph; Start time is Thursday evening; Problem tides: Thursday, March 1st at 11:01pm; Friday March 2nd at 11:20am; Friday March 2nd at 11:49pm; Saturday, March 3rd at 12:09pm. BE PREPARED: There are things you can do now to prepare for this storm: Elevate contents out of basements (basements have limited coverage through the NFIP); Remove and or secure items from yards/landscape area to reduce damage and debris. Secure shutters or board up windows for those who experience wave action. Remove autos from flood prone areas Do not drive through flooded streets and stay away from known flooded […]
In this video, Joe Rossi explains the truth to the NFIP.
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