We Know Flood

The MCC is a nationally recognized coalition of stakeholders affected by flood hazards.  MCC (meaning Massachusetts Coastal Coalition) has expanded over the years to include both a local and national focus.  In addition to education, informing and advocating, we now also provide services such as mapping and premium reduction programs with more to come.

 

The MCC was established on February 2nd, 2012 as the Marshfield Citizens Coastal Coalition (MCCC) as a means to communicate coastal hazards better to citizens.  Originally focused on only local coastal and coastal infrastructure issues, the MCCC became experts in citizen outreach on flood insurance and mapping issues after the passage of the Biggert-Waters Act of 2012 (BW-12).  The Town of Marshfield was caught in the perfect storm when in the spring of 2013, new flood maps were also proposed for the community.  The result of new legislation and new mapping meant flood insurance premiums were projected to sky rocket.  During 2013, the MCCC held many citizen outreaches and banded together with national organizations such as the Coalition for Sustainable Flood Insurance (CSFI) to proposes some short term premium relief.  The culmination of the national effort was the Homeowners Flood Insurance Affordability Act of 2014 (HFIAA) which stopped the severe increases from the BW-12 Act.  Since then, the MCCC has grown and increased its knowledge and outreach on flood related issues.  The MCCC formalized by establishing a Board of Directors in 2015, and past and current members include retired FEMA specialists, mortgage lenders, Community Rating System (CRS) experts, insurance specialists and more. 

 

Today, the MCCC has now become the MCC to move further into the national spotlight.  With unique products and services, the MCC will continue to serve citizens first.  But more recently the MCC has moved to educate realtors, insurance agents, communities, lenders and more on flood hazards.  Recent educational programs include presentations to the town of Hull, MA, the MCCC Flood Insurance Summit in 2016, legislative updates for the Massachusetts Association of Realtors, insurance presentations to Franklin St. Brokers in Florida, and ongoing education to the Massachusetts Association of Insurance Agents just to name a few.

 

Chair and Executive Director Joe Rossi travels the country each year to speak at various national conferences.  We are always growing and looking for more educational opportunities all across the country! 

Board of Directors

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  • jrossi@knowflood.org

Joe Rossi, ANFI, CFM

Chair and Executive Director
Joe comes from a background in Architecture, with an Architecture degree from Wentworth Institute of Technology class of 2011. In 2010, the Town of Marshfield appointed Joe as Chair of the Marshfield Seawall Committee. Joe served on the Seawall Committee until 2012. In 2012, seeking stronger citizen representation of coastal issues, Joe formed the Marshfield Citizens Coastal Coalition (MCCC). In 2013, the MCCC started educating citizens on flood insurance issues, becoming specialists in citizen outreach. Joe continues to lead the MCCC as a nationally recognized group. The MCCC has presented to various communities, associations, and other groups and organizations, simplifying complicated flood insurance issues and advocating for flood insurance legislation. Joe started FISA in 2014 to better help citizens reduce premiums and understand the challenges they face with compliance and mitigation. In September 2015, Joe became Associate of National Flood Insurance (ANFI). In 2016, Joe acquired his Certified Floodplain Manager certification, one of the highest certifications in the flood insurance industry. In 2017, Joe was elected to the National Flood Determination Association’s (NFDA) board of directors.
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  • twilliams@knowflood.org

Tim Williams

Vice Chair
Tim Williams has been in the insurance industry for over 20 years and is the Director of Business Operations for Flaherty Insurance. Since 1956 Flaherty has offered their clients the best protection at the best price. Tim specializes in coastal homeowners and flood insurance, among other relevant coverages. In his role, Tim takes a consultative approach in creating individualized insurance portfolios that are designed to protect a client’s property, family and livelihood. Tim is actively involved in coaching youth soccer and basketball and resides Marshfield with his wife and two sons.
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  • samico@knowflood.org

Steve Amico

Treasurer
Steve has been in the banking industry for over thirty-five years. For the past twenty-five years his focus has been in the residential lending arena. Steve has been with Coastal Heritage Bank, formerly Scituate Federal Savings Bank, for the past twenty years, based in Marshfield. He enjoys meeting borrowers from Cape Cod to Boston and the entire South Shore region and makes sure that they receive the very best home financing that serves their personal needs, not only for today, but well into the future. Steve has played an active role with the Old Colony Girls Basketball League for the past 18 years and currently serves as Treasurer as well as Director of the 4th Grade Girls Travel Program. He is a former Selectman for the Town of Hanson and a former member of the Whitman Hanson School Committee, as well as other civic and municipal committees. Steve is a resident of Hanson where he resides with his wife and two daughters.
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Doris Crary

Clerk
  • dcrary@knowflood.org
Doris’ experience with flood started in 1992, when she was appointed to the Marshfield Coastal Advisory Board. As chair, Doris got Marshfield involved as one of the first communities in the Community Rating Service (CRS) Program, and worked directly with the programs founders to train and implement CRS. Through the 90′s, Doris toured flood prone areas such as Louisiana, Florida, and more. In the mid 90′s, Doris testified at Senate committee hearings to support legislation to reauthorize the National Flood Insurance Program (NFIP). Doris, working with national groups and local communities, helped take a homeowners perspective and fight for homeowners issues within the flood program. Throughout the 90′s, Doris continued her work on the Marshfield Coastal Advisory Board focusing on CRS, getting Marshfield to a level 7 in the program. This translated into a 20% discount to homeowners flood premiums. Doris stepped away from the Coastal Advisory Board in 2000 as her personal business took off. In 2008, she became active in the town of Scituate, sitting on their CRS committee. In 2013, she was appointed to the Scituate elevation grant committee. In 2013, Doris joined the Marshfield Citizens Coastal Coalition. Doris also has dealt with the NFIP as one of the first homeowner flood insurance policy holders in Marshfield.
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  • tcarty@knowflood.org

Tim Carty

Director
Tim owns MurphyCarty Insurance Agency, located in Scituate Harbor. He brings flood insurance experience to the Marshfield Citizens Coastal Coalition (MCCC.) His objective is to support policy holders, minimize their risk, and help navigate them through flood program changes. From applications to elevation certificates, zone determinations, coverage options and claims to program changes and reforms, Tim is looking ahead with the MCCC to focus on program reforms and improving overall understanding of the program and its benefits. Tim has a background in Financial Project Management, an MBA from Boston University and an undergraduate degree from Babson College.
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  • ssullivan@knowflood.org

Sue Sullivan

Director
Susan is a top producing realtor for 15 years with Coldwell Banker in Scituate. Susan is a member of the International Diamond Society ranked as the top 15% of Coldwell Banker professionals worldwide for production and exceptional service. Susan has designations as a Certified Buyers Agent, Senior Real Estate Specialist, and Home Staging Expert. She is also a Notary Public. Susan provides exceptional service to homeowners on the South Shore in coastal communities and beyond. This allows an intimate look at the challenges property owners face in flood prone neighborhoods. Susan became part of the MCC board to increase her knowledge of flood related policy and protocol in order to benefit homeowners. Many homeowners are not aware of current regulations or resources that are available to them. The MCC has proved to be an exceptional educational resource for my clients. Susan worked in the financial industry for 20 years with the Federal Reserve Bank of Boston and State Street Corporation. Susan is a lifelong Scituate resident. She is a volunteer for the Scituate Veterans organization, Scituate Community Christmas and a member of the Scituate historical society.
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  • gkubik@knowflood.org

Gail Kubik

Director
Gail Kubik takes the initiative to innovate and advocate for communities to build urban resilience programs and establish emergency disaster response systems. As an Architectural professional, a public speaker and a resilience consultant, she is recognized as a thought leader in climate adaptation and improving the 'resilience of place' through public interest design. Building on her experience in post-disaster reconstruction and recovery, Kubik facilitates conversations and manages partnerships between diverse stakeholder groups to rethink social strategies to building our urban environments, while improving social equity and access to design innovation. She has established the Resilience Through Education and Design program in the aftermath of Superstorm Sandy, which provided vulnerable communities in New York and New Jersey with pro-bono design and construction services to begin the rebuilding process. Kubik has also brokered partnerships among national professional organizations such as the American Council of Engineering Companies, the American Institute of Architects and the National Council of Structural Engineers Associations to establish a state-wide disaster response program for the Commonwealth of Massachusetts. With publications in the New England Real Estate Journal, High Profile and Architect Magazines, Kubik has provided her expertise as a contributor to flood resilient zoning reform for the City of New York, supported citizen-led resilience initiatives for the City of Boston and served an advisory role on a Mayoral resilience committee for the City of Cambridge in Massachusetts. She has spoken on the topic of building urban resilience at symposiums across the country, including the humanitarian-focused design event "Design Like You Give A Damn: Live!". Kubik holds two special citations in recognition of her work with communities and is the recipient of the 2018 National Associates Award from the American Institute of Architects. 
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  • ndill@knowflood.org

Nathan Dill

Director
Nate is a coastal engineer with expertise in coastal processes and flood hazard analyses. He has performed numerical modeling, and data collection and analyses of coastal processes to support environmental impact studies, hydraulic and hydrologic analyses, coastal flooding analyses, effluent discharge and mixing zone studies, sediment transport analyses, and design of coastal infrastructure. He has experience with a variety of hydrodynamic and wave models, is fluent in multiple programming languages and frequently utilizes high performance computing. Recently, Nate has been applying his knowledge of state-of-the-science modeling and statistical techniques to help various clients better understand their coastal flooding hazard. This work includes revisions to improve flood maps, real-time forecasting of hurricane storm surge and waves, and modeling studies to help clients assess their vulnerability to future coastal flooding with sea level rise. Nate studied Physics at Bowdoin College with the class of 2001 and received a M.S. in Civil Engineering from the Louisiana State University in 2007. Nate is a registered professional engineer in Massachusetts, Maine, and Rhode Island.
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Subcommittees

Our Sub Committees are made up of our Board of Directors, and is what makes our Coalition move

CRS Subcommittee

Doris Crary- MCC CRS Coordinator 

Tim Williams 

Joe Rossi

Sue Sullivan 

Nate Dill

Membership Subcommittee

Tim Williams

Joe Rossi

Doris Crary

Steve Amico 

Claims Advocacy Subcommittee

Gail Kubik 

Steve Amico 

Tim Carty 

Joe Rossi

Contact us

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General Email

info@knowflood.org


 

Mail

PO Box 223, Hanover, MA 02340


 

Phone

(781) 635-5152


 

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