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Latest Updates

Coastal Homeowner Buyout Forum Next Week
Barnstable County to Hold “Coastal Homeowner Buyout” Forum April 21st- All Welcome Barnstable County and Woods Hole Sea Grant will be holding a forum on federal floodplain buyout programs on April 21, 4:00 – 6:00 PM via Zoom.From Barnstable County:“Speakers will be from FEMA, the Army Corps, and USDA Natural Resources Conservation Service on each of their buyout programs. They will focus on property owner eligibility requirements and municipal responsibilities. The forum is hosted by the Barnstable County Board of Regional Commissioners, State Representative Steven Xiarhos, and State Senator Susan Moran. The event is free and open to the public.”See below for additional information. SAVE THE DATEWHENApril 21st from 4:00-6:00pmWHEREZoom, you must register. Register HEREWHO CAN ATTEND Anyone interested in a buyout programNote: The presentation is eligible for 1 CEC for CFMs. If you are unable to participate, the forum will be recorded. Download the event flyer here See the full press release here

Cape Cod Watershed Map Change Webinar
Register for a webinar on the Cape Cod Watershed Flood Maps- Share with other professionals. FEMA is planning to host a webinar for industry professionals on Wednesday April 14th from 9:30am to 10:30am on the coming changes for the Cape Cod Watershed Flood Insurance Rate Maps (FIRM). From FEMA:Flood risks are changing in the Cape Cod watershed, which means the need for flood insurance could be changing for some.While the recently released preliminary maps for the Cape Cod Watershed have only minor changes, FEMA still wants to make everyone, including industry professionals, aware of these changes.During the April 14 webinar you will:Hear about the mapping projects and better understand where the changes are occurring on the new flood maps.Learn about the potential impacts on flood insurance when flood zones change.Hear more about the National Flood Insurance Program’s available insurance rating options.Walk away with online tools and resources to assist you. Please join us to learn more about these important topics. If you have any questions, feel free to reach out to either:Bob Desaulniers CFM CPCU ANFI AAIRobert.Desaulniers@Fema.DHS.gov orTom Young CFM CPCUThomas.Young@associates.fema.dhs.gov SAVE THE DATEWHENWednesday, April 14th, 2021 from 9:30am to 10:30amWHEREYou must register, registration link HEREWHOIf you are an insurance agent, real estate professional, lender, builder, […]

Breaking: FEMA Issues Risk Rating 2.0 – Impact and Timeline
Breaking updates on Risk Rating 2.0 On April 1st, the Federal Emergency Management Agency (FEMA) released its first official communication on the long-awaited overhaul of the National Flood Insurance Program (NFIP)’s rating system. The new pricing methodology, known as Risk Rating 2.0, uses new modeling and updated data to assess more accurately flood risk of individual properties nationwide. Phase 1 of the new program begins on October 1, 2021. In its announcement, FEMA shared a state-by-state breakdown of Risk Rating 2.0’s impact on flood insurance premiums The MCC has posted the Massachusetts data HERE. Data for other states can be found HERE. The Data According to FEMA, Massachusetts NFIP flood insurance policy holders can expect the following changes:–39% will see an immediate decrease in flood insurance premiums–49% will see, on average, $0-$10 per month increase–6%will see, on average, $10-$20 per month increase–6% will see, on average, greater than $20 per month increase The FEMA bulletin, found HERE, outlines the coming timeline for changes as follows: –April-September 2021: FEMA collaborates with and continues to periodically share draft guidance documents with NFIP insurers regarding RR 2.0 program changes. –August 1, 2021: NFIP insurers may begin quoting for policies with effective dates on or after October 1, 2021. –September 1, 2021:FEMA releases final guidance documents for […]

CRS Flood Insurance Outreach Next Week
Marshfield CRS/PPI Committee Holding Flood Insurance Outreach – All Welcome The Marshfield Community Rating System Committee invites Marshfield citizens and others to its annual flood insurance digital outreach. The outreach will consist of a short presentation on flood insurance followed by Question and Answers. It will be a live webinar held at 6:30pm to 7:30pm on Wednesday March 31st. Registration is required and can be found HERE On October 1st 2020, Marshfield’s Class 7 CRS discounts took effect. All NFIP policy renewals that occurred on or after October 1st of 2020 have the CRS discount as part of the renewal. To further encourage resiliency in the community, and to address ongoing concerns and questions on flood insurance, the Marshfield CRS Committee’s flood insurance outreach will discuss the following:-The basics of NFIP rating-How to save money on flood insurance-Info on private flood insurance-What to do after a flood insurance claim Additionally, the Committee will spend time answering attendees’ specific questions on flood insurance on both their own flood policy, and any generic questions that attendees have. For more information on CRS and the Committee, go to https://www.marshfield-ma.gov/program-public-information-crs or email Committee Chair Joe Rossi at info@knowflood.org SAVE THE DATE!WHENWednesday March 31st, 6:30pm to 7:30pmWHEREOnline Zoom meeting. Registration required, and can be found HEREAGENDAThe […]

Know Flood Newsletter Q1 2021
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Sue’s Flood Real Estate Tips: Oceanfront Property? Storm proofing your building is critical.
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