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Latest updates
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Hurricane Preparedness- Be Ready
14 May 2019
Are you prepared for a Hurricane? This past week was Hurricane Preparedness Week. As we prepare to enter hurricane season, its important to not only remember that Massachusetts can, and has, experienced devastating hurricanes, but also to check in on your own personal preparedness. We remind you to check:-Your insurance coverages-Your hurricane and Nor’easter preparedness […] You must be a member to view this content. Becoming a member is FREE! Go to our “Become a Member” page to join now by clicking HERE Username or E-mail Password Remember Me Forgot Password
Know Flood News Q2 2019
26 April 2019
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Sue’s Flood Real Estate Tips: Get a grant? Might need a loan.
22 April 2019
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FEMA’s new rating system not as scary as it seems
22 April 2019
Recently, news broke about the roll out of Risk Rating 2.0, the Federal Emergency Management Agency’s redesign of National Flood Insurance Program and how it will determine rates for flood insurance. The Massachusetts Coastal Coalition has followed Risk Rating 2.0 since the beginning of its development. After years of raising red flags and alerting policyholders of possible impending doom, the MCC was able to participate in a debrief of the new rating system, ask questions, and give input recently at the National Flood Association’s annual conference. FEMA was forthright about Risk Rating 2.0 and where its release and design stand. Rates will be released to the public in April 2020, with implementation on single family homes nationwide on October 1, 2020. While much still needs to be clarified and examined, there is growing confidence that the effort to redesign the NFIP is moving in a positive direction. So, if you’re not familiar, what is Risk Rating 2.0? It might be easier to discuss what Risk Rating 2.0 is not. It is not a Biggert-Waters 2.0. With new technology, rates will be modeled in advance in order to prevent the severe rating consequences we saw in 2012. It is not being […]
Breaking: NFIP Legislative Activity
12 March 2019
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KNOW FLOOD NEWS Q1 2019
29 January 2019
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Turbulent Year Ahead For Flood Insurance
25 January 2019
Before the start of 2018, many predicted political and economic uncertainty. This proved to be true of the National Flood Insurance Program and the flood insurance market. In total, 2018 brought three program lapses lasting over eight days with seven short term extensions and a series of Federal Emergency Management Agency leadership and administrative changes. Predictions for 2019 bring with it additional uncertainty. With a new Congress, the introduction of a new rating system, and lending regulatory changes, 2019 could extend 2018’s flood insurance-related ebbs and flows. When the new Congress started in 2017, House Financial Services leadership announced that flood insurance reform would be a priority. At that time, the flood program was set to expire on September 30 of that year. Early on, several controversial reform bills were introduced that stalled in Congress. After the 2017 hurricane season hit, Congress changed focus, leading to short term extensions of the flood program. In 2018, the short term extensions became more volatile leading to program lapses and week-long extensions. In 2019, there may be more short-term extensions, but there is also hope for true reform. Late last year, Congress voted on a standalone bill to extend the flood program to […]
Sue’s Flood Real Estate Tips: Time to review your flood policy
17 January 2019
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CRS Symposium
Presented by the office of Congressman Seth Moulton, ISO’s regional CRS specialist, FEMA regional CRS Specialist, State NFIP Coordinator, and other CRS specialists. The goal of the CRS Symposium is to have North Shore communities become familiar with and enter the CRS program. AGENDA OPENING: Joe Rossi, Massachusetts Coastal Coalition- 15 minutes (with questions) An overview of the day, what CRS is, a review of material, and questions to focus the day. LEGISLATIVE UPDATE: Representative Moulton’s Office- 15 minutes (with questions) An update of the NFIP, CRS and other important items from a legislative perspective. STATE PERPECTIVE AND INSURNACE: Joy Duperault- 30 minutes Joy, Director, Flood Hazard Management Program and State NFIP Coordinator & Deputy Hazard Mitigation Officer, outlines the value of CRS beyond premium discounts, and impacts on flood policies within your community. CRS CAV: Molly Kaput- 60 minutes Molly, Natural Hazards Specialist, FEMA Region I, reviews the process of the Community Assistance Visit (CAV), which is one of the first steps (and required step) to enter the CRS program. OVERALL CRS PROCESS: Eugene Kohls- 60 minutes Eugene, the New England ISO/CRS Specialist, will review CRS prerequisites, application process, review the important sections of the coordinators manual (specifically for […]
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