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MCC Updates
Regular updates sent to our members.
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22 December 2022
MCC News: NFIP Extension and Winter Storm Info
Prepare for the upcoming winter storm A large winter storm has brought wind and snow to a majority of the country, but is expected to bring rain, wind, and coastal flooding to the Northeast. Be aware that the storm could bring: -1-3 inches of rain -40 mph to 75 mph southerly wind gusts-Minor to moderate coastal flooding, depending on the direction the coast faces -Bitter cold in the days following the stormThe storm is expected to impact New England as soon as this afternoon, lasting until Saturday morning. The MCC urges you to prepare by doing simple things such as:-Having a preparedness kit -Elevating items from lower floors incase they flood-Brining in and strapping down outdoor items to prevent debris For more flood resources, visit our downloads page HERE NFIP expected to be extended to September 30th, 2023 Last week, Congress passed a one-week continuing resolution avoiding a government shutdown and a lapse of the National Flood Insurance Program (NFIP) until December 23rd. This allowed Congress to work on a funding bill by December 23rd that will extend government spending, and the NFIP, to September 30th 2023.As of today, there has been a slowdown in the progress of the bill, but there is optimism that a spending bill will pass by […]
13 December 2022
Marshfield CRS and Hazard Mitigation Outreach
Marshfield Multi-Hazard Mitigation Plan Update and CRS Outreach The Town of Marshfield will be hosting a public meeting that will feature the Community Rating System Committee for their annual fall outreach and Woods Hole Group on the Marshfield Multi-Hazard Mitigation Plan Update. Come share your ideas on how to keep your community, neighbors, and family safe from the various natural hazards that Marshfield experiences!The meeting will be in person on Wednesday, December 14th, from 7:00 to 9:00 pm at the Marshfield Council on Aging (230 Webster Street, Marshfield, MA). There will be a presentation by the Woods Hole Group to-Describe the Hazard Mitigation Plan process-Why the Town’s plan needs to be current-Progress to date, including identification of critical facilities and preliminary results from thevulnerability assessments.To further encourage resilience in the community and to address ongoing concerns and questions on flood insurance, the Marshfield CRS Committee’s flood insurance outreach will discuss the following:-How to protect your home before and during a flood-Info on private flood insurance;What to do after a flood-Updates to the NFIP’s rating system, called Risk Rating 2.0.For more information, contact Greg Guimond at (781) 834-5554 or at gguimond@townofmarshfield.org. Save The Date!What: Marshfield Multi-Hazard Mitigation Plan Update and CRS OutreachWhere: Marshfield Senior Center, 230 Webster St, […]
18 October 2022
Attend The MCC 10 Year Anniversary Event
*|MC:SUBJECT|* *|MC_PREVIEW_TEXT|* View this email in your browser Massachusetts Coastal Coalition October 11th, 2022 About Us The mission of the MCC is to educate, advocate, and inform professionals and stakeholders regionally and nationally, on flood hazards. Contact Us Info@knowflood.org www.knowflood.org Come Join Us For The MCC 10 Year Anniversary Event Don’t miss this unique opportunity to hear from policymakers and flood experts at MCC’s 10-Year Anniversary Celebration. Flood risk and flood safety issues impact us all. Connect with like-minded fellow citizens and professionals in a casual setting while celebrating 10 years of service and achievements of the Massachusetts Coastal Coalition. The celebration will include: -Update on recent changes in flood insurance and other flood news -Light hors d’oeuvres -Guest speakers including local legislative leaders -Our Annual Meeting and voting on the slate of officers -Silent auction items -And more! The MCC has served the communities of Massachusetts for 10 years. From our founding as the Marshfield Citizens Coastal Coalition in February 2012, to our evolution to the MCC in 2018. We have been committed to a very simple mission: educate, advocate, and inform professionals and stakeholders regionally and nationally on flood hazards. Save The Date! Where: Station Eight: 1899 Ocean St, […]
27 January 2022
Resources For Coastal Storm Saturday
Prepare now for major coastal storm Saturday From Friday night to Saturday night, a major winter storm will impact the Northeast. You have probably heard that one is coming and perhaps some details. Regardless, at the MCC we are here to tell you how this may affect you and how to prepare: The Storm The Nor’easter will be the first blizzard the region has seen since 2018. This storm will also be a bombogenesis, also known as a bomb cyclone, which means as it passes by the storm rapidly intensifies. Some forecasts are calling for:-Up to 20+ inches of snow-Tides are mid-astronomical (higher than usual) and moderate coastal flooding is expected-Wind gusts possibly over 70 mph in coastal counties More will be available in days to come and may change as meteorologists learn more. The Impacts There will likely be impacts to communities in our region. In general, those impacts could be:-Damaging winds that could cause debris and loose items to become airborne-Areas prone to flooding will have a high likelihood of moderate flooding-The Saturday 8:00am and 9:00pm high tides are currently of most concern. -Waves will have time to build due to the winds and could be more impactful later in the day, especially in northeast facing communities and those with a large fetch.-This is anticipated to be a prolonged storm and the snow impacts will be significant […]
24 September 2021
2.0 is Coming! Rates Available Now
Risk Rating 2.0 Rates Now Available- Full Implementation October 1st. As of September 1st, most insurance companies and the NFIP Direct are offering Risk Rating 2.0 insurance rates. This is for new business on or after October 1st, 2021. However, agents can now compare your flood insurance rate from what it currently is, to what it will be in Risk Rating 2.0. Based on the premium, the following scenarios are possible:-Existing policies renewing with effective dates between October 1, 2021 and March 31, 2022 can renew under the “legacy” rating plan or renew their policy under RR 2.0, whichever is more beneficial-All existing policies with renewal dates on or after April 1, 2022 will be renewed under RR 2.0. If your premium is not beneficial under Risk Rating 2.0, then you will increase each year to the new rate, from your existing rate (no steep premium increases) -All new business policies effective on or after October 1st 2021 must be issued under RR 2.0. NOTE: All renewal notices sent to insureds between October 1st and March 31st will be based on “legacy” rates. To find out what your Risk Rating 2.0 rate will be, contact your agent. Concerns, Comments, And ObservationsThe MCC has been spending a lot of time […]
20 August 2021
Alert: Keeping an eye on Henri
Hurricane Henri impacts to be felt Sunday into Monday. Hurricane Henri is expected to threaten New England this weekend. The track of Henri is somewhat uncertain, however, the following is known:-Henri will come close to shore with at least 60mph winds and significant rain impacts.-Watches will be put in place today. -Dangerous storm surge and rip tides are expected on the Cape and south facing beaches.-There may be power outages and trees down, especially if the storm tracks closer to land.DO NOT WAIT TO PREPARE. In preparation for this storm and others this hurricane season, the MCC wants to remind you of a few very important things:-The MCC has a hurricane and preparedness section of its website. Simply click the link to our downloads page and click the hurricane tab. https://knowflood.org/downloads-Refer to the website https://cera.coastalrisk.live/ for the latest hurricane information. -There may be coverage to prepare for a flood found in your flood insurance policy. Please refer to your policy for coverage information -Before the storm, you should photograph and document your building and contents pre-loss for insurance reasons. -A preparation guide for what to do before, during and after a storm is found here. -If you don’t have a flood insurance policy, there is typically a 30 day wait […]
3 August 2021
Breaking: Risk Rating 2.0 Rate Release Delayed
Public release of Risk Rating 2.0 rates delayed- Implementation timeline remains the same. On July 30th, FEMA announced that the public release of the new flood insurance premium rates under Risk Rating 2.0 (Equity in Action) will be delayed to at least August 16th. Rates were originally going to be made available August 1st. This means that while the Write Your Own (WYO) insurance companies have access to the rates and are testing connections to the FEMA rating engine, insurance agents and others do not yet have rates available for quoting and binding insurance policies. This is a developing story, and rates may be further delayed. The MCC will update you as this develops. Stay tuned to your source of flood information for more. NOTE: While the release of rates is delayed, the implementation of Risk Rating 2.0, which begins October 1st 2021, is not delayed. Implementation timelines along with other information can be found here: FEMA Risk Rating 2.0 WebsiteFor the MCC Risk Rating 2.0 page with the most recent downloads and more, go HERE.
9 April 2021
Cape Cod Watershed Map Change Webinar
Register for a webinar on the Cape Cod Watershed Flood Maps- Share with other professionals. FEMA is planning to host a webinar for industry professionals on Wednesday April 14th from 9:30am to 10:30am on the coming changes for the Cape Cod Watershed Flood Insurance Rate Maps (FIRM). From FEMA:Flood risks are changing in the Cape Cod watershed, which means the need for flood insurance could be changing for some.While the recently released preliminary maps for the Cape Cod Watershed have only minor changes, FEMA still wants to make everyone, including industry professionals, aware of these changes.During the April 14 webinar you will:Hear about the mapping projects and better understand where the changes are occurring on the new flood maps.Learn about the potential impacts on flood insurance when flood zones change.Hear more about the National Flood Insurance Program’s available insurance rating options.Walk away with online tools and resources to assist you. Please join us to learn more about these important topics. If you have any questions, feel free to reach out to either:Bob Desaulniers CFM CPCU ANFI AAIRobert.Desaulniers@Fema.DHS.gov orTom Young CFM CPCUThomas.Young@associates.fema.dhs.gov SAVE THE DATEWHENWednesday, April 14th, 2021 from 9:30am to 10:30amWHEREYou must register, registration link HEREWHOIf you are an insurance agent, real estate professional, lender, builder, […]
2 April 2021
Breaking: FEMA Issues Risk Rating 2.0 – Impact and Timeline
Breaking updates on Risk Rating 2.0 On April 1st, the Federal Emergency Management Agency (FEMA) released its first official communication on the long-awaited overhaul of the National Flood Insurance Program (NFIP)’s rating system. The new pricing methodology, known as Risk Rating 2.0, uses new modeling and updated data to assess more accurately flood risk of individual properties nationwide. Phase 1 of the new program begins on October 1, 2021. In its announcement, FEMA shared a state-by-state breakdown of Risk Rating 2.0’s impact on flood insurance premiums The MCC has posted the Massachusetts data HERE. Data for other states can be found HERE. The Data According to FEMA, Massachusetts NFIP flood insurance policy holders can expect the following changes:–39% will see an immediate decrease in flood insurance premiums–49% will see, on average, $0-$10 per month increase–6%will see, on average, $10-$20 per month increase–6% will see, on average, greater than $20 per month increase The FEMA bulletin, found HERE, outlines the coming timeline for changes as follows: –April-September 2021: FEMA collaborates with and continues to periodically share draft guidance documents with NFIP insurers regarding RR 2.0 program changes. –August 1, 2021: NFIP insurers may begin quoting for policies with effective dates on or after October 1, 2021. –September 1, 2021:FEMA releases final guidance documents for […]
1 October 2020
October 1st: NFIP extended and CRS discounts begin
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3 August 2020
Update: Isaias Impact on New England
Storm To Arrive Tomorrow Hurricane Isaias will arrive in New England between Tuesday afternoon and Wednesday morning. Currently, most of our area is in a Tropical Storm Warning, and will affect most areas for 6-12 hours. According to NOAA, New England should be prepared for:-Wind gusts of 40 to 60 mph across parts of the region (not everyone will experience these wind speeds). -Minor damage such as downed trees and power lines could result.-Rainfall of 2 to 4 inches in Western Mass. resulting in minor poor drainage flooding, with lesser amounts in eastern Massachusetts, where totals may be less than 1 inch.-Possible minor coastal flooding along the south coast Tuesday evening. This situation is evolving and could still change. To prepare, the MCC has a hurricane resource page found here for our members. Remember, Hurricane Season runs to November 30th, and it is likely there are more events we will need to prepare for in 2020. Also, see the hurricane storm tracker here.
31 July 2020
Keeping an Eye on Isaias
Watching Isaias In the last 24 hours, NOAA has the projected track of Hurricane Isaias to have the eye of the storm track over southern Massachusetts sometime between Tuesday night and Wednesday. Right now, the storm is projected to be a tropical storm at that time, with sustained winds around 65mph with gusts around 75mph. The path and severity of the storm is subject to change and is evolving. This is a good reminder to take precautions NOW for both Isaias and the remainder of hurricane season. In an article we published several months ago, the MCC highlighted that with COVID-19 also an ongoing threat, there are things you can do to protect your home and health:-Elevate critical items out of vulnerable areas-Bring in and strap down loose outdoor items-Know where your insurance documents are-Review coverages, both home and flood, for proper protection-Ensure you have an emergency kit, including water, flashlight and batteries The MCC has a Hurricane Center on our Downloads page for our members, where you can download many different hurricane preparedness guidelines. Also, we have a link to a storm and surge tracker that you can also find here We will update you as updates continue to be made available.
31 May 2020
Upcoming Events: National Flood Conference
Upcoming Events: National Flood Conference Each year, Chair and Executive Director Joe Rossi speaks at the National Flood Conference. This conference is a gathering of industry experts and those that are interested in flood insurance to hear various topics in regards to the NFIP, flood mapping, the future of flood insurance and more. This year, the conference is free and online. The conference runs from June 1st to June 3rd, and a link to register is here: REGISTER Joe will be on the following panels:Communicating Flood Map Changes: June 1st from 1:20pm to 2:20pmThrough Risk MAP, FEMA continues to update the nation’s flood maps. However, these changes are not always met with open arms by residents and business owners. This workshop will explore what tools and resources are available for local officials as well as insurance, real estate and other professionals to better communicate changing flood risk and its impacts. In addition, success stories from the field will be shared by an insurance agent and community official. The importance of flood insurance in a time of world crisis: June 2nd from 2:25pm to 3:25pmFlood and hurricane seasons are upon us and even during a world health crisis, such disasters still occur. How do you demonstrate the importance of the coverage and address […]
20 May 2020
Attend a Free Webinar by the MCC
The MCC presents Flood Risk Fridays, free half hour webinars on important flood risk topics. These once a month webinars adds to the MCC portfolio of informing stakeholders about flood risk issues that matter. Register for any of the following webinars: Questions on CRS and other flood premiums– Join the MCC on Facebook Live as we review what the recent changes to Marshfield CRS mean, and other ways to reduce premiums (including private flood).-When: May 22nd, 2020, 10:00am-Where: MCC Facebook page-No registration required Digital Outreaches -New maps (for Marshfield)– On May 29th, the MCC will be holding a digital map outreach in preparation for the new Marshfield flood maps that become effective on 7/6/2020. Registration is required, and this free digital outreach will be for information only. Questions can be submitted ahead of time by emailing us at info@knowflood.org-When: May 29th, 2020-Where: Register here Flood Insurance Risk Awareness– With COVID-19 taking most of our bandwidth, the MCC wants to remind stakeholders on what they can do to reduce their risk. Join Chair Joe Rossi and other experts as we discuss risk awareness during COVID-19. Registration is required.-When: June 19th , 2020-Where: Register here
28 March 2020
COVID-19 update: NFIP extends grace periods
NFIP to extend grace periods In light of the financial hardship policy holders may face in the coming months due to the COVID-19 crisis, the National Flood Insurance Program (NFIP) has extended the premium payment grace period from 30 to 120 days. Property owners with NFIP flood policies normally have a 30-day grace period after the policy expiration date to pay their premium in full and avoid a lapse in coverage. If a policy has an expiration date between February 13, 2020 and June 15, 2020, then the NFIP must receive the renewal premium within 120 days of the expiration date to avoid a lapse in coverage. Likewise, if a policyholder receives an underpayment notice dated between February 13, 2020, and June 15, 2020, then the NFIP must receive the additional premium amount requested within 120 days of the date of the notice. This extension will allow additional time for policyholders who may be struggling financially to pay their insurance premiums and prevent their policies from being cancelled for nonpayment of premium due to circumstances beyond their control. We hope all our members and stakeholders are healthy and safe. Please reach out with any questions. See a link to the NFIP […]
3 December 2019
Giving Tuesday: Help Us Help You!
Today is giving Tuesday, a global day of giving held to raise awareness for charitable causes and amplify donor’s generosity. While many organizations are asking for your donations today, we ask you consider the Massachusetts Coastal Coalition as your nonprofit of choice to donate to. Not only is the MCC a 501c3 charitable organization, our efforts have a direct effect on helping to mitigate flood hazards and flood costs. In 2019 alone, the MCC was able to: -Increase Marshfield, MA Community Rating System (CRS) class to 7, giving everyone in the high risk flood zone a 15% discount on their NFIP flood insurance policy (effective October 2020). -Host the North Shore CRS Symposium which gave awareness to communities that attended the need for more CRS involvement. -Started the Know Flood Membership Program that allowed us to give membership to you, which has given our members access to better information. -Offer the Know Flood Suit of services, which has lead to low cost elevation certificates, zone determinations, and our new Know Flood Insurance Service Center to answer all your flood questions. In 2020, our mission is expanding to spread the success of CRS in Marshfield to other communities, grow our membership, […]
Don’t Miss Our First Annual Membership Meeting
15 October 2019
First Annual Massachusetts Coastal Coalition Membership Meeting The MCC would like to invite all members, and those interested in becoming a member, to the first annual membership meeting. The purpose of the annual meeting is to vote in the 2020 slate of MCC officers as presented, but will also feature: Guest speaker: Joy Duperault, State NFIP Coordinator*Vote for the Slate of Officers as presented*Information on the 2020 Marshfield and Duxbury map revisions*Update on flood insurance legislation and changes to the NFIP and Private flood industries *2019 MCC accomplishments*MCC Mission and goals for 2020 and beyond Where: Stellwagon Brewery, 100 Enterprise Dr, Marshfield, MA 02050When: November 13th, 2019 – 6:00pm – 8:00pm Note: If you are not a member, but interested in becoming a member, we will be signing new members up at the annual meeting. Membership is free. Vote for the Slate of Officers as presented for a 3 year term:-Treasurer, Stephen Amico-Clerk, Doris Crary-Director, Timothy Carty Details can be found on the events page: https://knowflood.org/event/annual_meeting Download the event flyer HERE
10 September 2019
MCC Speaking Locally
Come hear the MCC speak! Whether you’re a real estate professional, insurance agent or interested in flood issues, Executive Director and Chair of the Board of Directors Joe Rossi will be speaking at several local and regional events in the coming weeks: September 11th- Massachusetts Association of Realtors Conference- 10:00am to 10:45am- Mass Mutual Center, meeting room 3, Springfield, MA: For Realtors attending the MAR conference, come see Joe present “Flood Insurance and Real Estate: What Every Buyer, Seller and Realtor Should Know”. The course give you the tools you need to sell or buy in a flood hazard area, including the new Realtor Roadmap. September 11th- Boston Waterfront Neighborhood Alliance- 7:00pm: The discussion will revolve around the development and impact of the regional sea gate system in Boston harbor. This meeting is more members of the Alliance. September 12th- ICA Watershed East Boston Climate Conversation- 6:00pm to 8:00pm- ICA Museum, Boston, MA: Focused on climate change, the presentations focus on how East Boston is preparing to address the impacts of climate change on the community. Joe will be part of a panel to discuss flood insurance issues. RSVP HERE September 17th- Key Fundamentals of Flood Insurance Seminar- 9:00am to 12:00 noon- Double Tree by […]
Hurricane Dorian- Always Be Prepared
4 September 2019
As Hurricane Dorian becomes a major hurricane in the Atlantic, we send our best to those in the South East. Dorian’s track is uncertain, but the latest forecast has Dorian curving away from Florida and impacting the Georgia and Carolina coasts.Impacts to New England are uncertain, but could mean tropical storm force winds and tropical downpours on Friday. As Dorian approaches, we will update you with the latest information.As we enter National Preparedness Month in September, and also one of the most active months for Atlantic Hurricanes, please take the time to review our hurricane resources on our downloads page. They include:· FEMA Business protection toolkit· First Aid and Health Safety for Disasters· How to organize and prepare for a disaster· And more! Click here to go to our downloads pageIn addition, its always a good time to review your flood insurance policy with your insurance agent. Do you have specific insurance related questions? Email them to our flood insurance service center by filling out the form on our services page by clicking here.
22 August 2019
Statement on Marshfield and Duxbury Updated Flood Maps
In the coming weeks, the Towns of Duxbury and Marshfield will receive updated Flood Maps resulting from their revision of FEMA’s controversial flood maps of 2016. This will happen in two phases: Phase 1: Duxbury will receive revised maps that will also include 39 properties in Marshfield located near Duxbury. All properties in the impacted areas will see either no change or a more beneficial flood zone and/or flood elevation. The changes for these properties will become effective 4 months after FEMA issues a Letter of Map Revision Document. Phase 2: In the next 60 days, Marshfield will receive from FEMA fully updated flood maps covering the entire town, followed by a 90 day public review/comment period. The flood maps will require approval at the Annual Town Meeting, possibly in April 2020 and become effective some time around then. More information to come. To view the 39 Marshfield properties and the change in flood elevation, click HERE To view more details of these changes, review the presentation HERE Questions? Questions on flood insurance should be emailed to floodinsurance@knowflood.org Mapping and other related questions should be emailed to info@knowflood.org
25 June 2019
Introducing Our Flood Insurance Service Center
A place to have your flood insurance questions answered Have a question about flood insurance or your flood policy? You’ve come to the right place. The MCC knows the value of understanding flood insurance. Over the years, we have fielded thousands of inquiries about flood insurance and have come to realize there is no single place for stakeholders to get simple, straightforward answers to flood insurance questions. That’s why the MCC is proud to present our flood insurance service center, run by MCC flood expert Art McKinney. Art is a twenty year insurance veteran and has spent over five years working as a flood insurance marketing consultant. Art holds the Associate in National Flood Insurance (ANFI) designation and works with independent insurance agents all over the northeast helping them better understand flood insurance and service flood insurance products. Art joins the MCC as a flood underwriter to assist stakeholders with questions regarding flood insurance. The MCC will do its best to answer broad and specific flood insurance questions, or to get an answer for you. To submit a question or concern about flood insurance:-Simply go to www.knowflood.org/services and look for the “Know Flood Insurance Information” section.-Fill out the form, attach any relevant information […]
14 May 2019
Hurricane Preparedness- Be Ready
Are you prepared for a Hurricane? This past week was Hurricane Preparedness Week. As we prepare to enter hurricane season, its important to not only remember that Massachusetts can, and has, experienced devastating hurricanes, but also to check in on your own personal preparedness. We remind you to check:-Your insurance coverages-Your hurricane and Nor’easter preparedness plan-Individual risk of natural disasters-Personal financial resiliency At the MCC, we have plenty of resources to help. Check out our Hurricane Preparedness downloads on our downloads page HERE Check your risk by using our flood risk services HERE
15 December 2018
Introducing Our Flood Risk Services
MCC Introduces Suite of Flood Risk Services The Massachusetts Coastal Coalition’s Know Flood suite of services brings flood risk information to your fingertips. These services are designed to meet the needs of realtors, lenders, policy holders and residential and commercial applications where flood information can affect everyday life. “Know Flood Mapping” Service Knowing your flood risk is now as easy as entering an address. The Know Flood Mapping Service has the entire nation’s digital flood maps online. Simply enter your address in the search bar, and the map pins your building’s location. This is available on our home page at www.knowflood.org “Know Flood Zone” Determination The Know Flood Zone determination is a guaranteed product, which means we guarantee our accuracy to officially determine what flood zone you are in. This is the same tool lenders use to decide if you are “in or out” of the high risk flood zone. This is an ideal tool for real estate professionals looking to inform potential sellers and buyers. Along with our guaranteed determination comes our “Massive” report, which is one of the most comprehensive flood information reports available. It shows a map of your property, tells you the next closest flood zone, estimated ground […]
28 November 2018
NFIP Could Lapse This Friday
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2 October 2018
Get Your Opinion Heard
Call For Opinion Columns The MCC will be issuing our first quarterly newsletter on October 15th! If you are getting this email, you will receive our newsletter. As we prepare for the release of our newsletter, we are asking for YOUR participation. Every newsletter will feature an opinion column written by one of our members (meaning you!). We have some guidelines for submissions: 400 to 500 words Opinions must NOT target an individual, agency, community or group Opinions must be written respectfully and have context to a coastal or flood related issue While we expect to have several opinion submissions, we will only be running one per newsletter. We look forward to your input! EMAIL YOUR OPINION SUBMISSION BY OCTOBER 12th TO INFO@KNOWFLOOD.ORG Why the Anti-Concurrent Causation Clause matters to you After Hurricane Florence, the Anti-Concurrent Causation Clause was discussed in depth as it was put to use by insurance companies. What is this clause? According to the clause, if two events — like wind and water damage — occur close together but only one of them is covered, the insurer doesn’t have to pay for either one. Many coastal insurance carriers have a requirement that if your home is in the Special […]
10 September 2018
Hurricane Florence Threatens East Coast
Hurricane Florence is expected to become a major hurricane by mid week, and threaten ALL of the east coast. While a direct impact is expected around the North Carolina coast, areas up to New England can expect drenching rain and some wind. We all need to pay attention to this storm. In preparation, the MCC wants to remind you of a few very important things: The MCC has a hurricane and preparedness section of its website. Just click the link to our downloads page and click the hurricane tab. https://knowflood.org/downloads If you don’t have a flood insurance policy, there is a 30 day wait for a policy to be effective. It is too late to purchase coverage for this event. Refer to the website https://cera.coastalrisk.live/ for the latest hurricane information. If you do have a flood insurance policy, remember that an NFIP flood policy will cover some costs to prepare for a flood and to move property to a safe location. According to the NFIP Flood Manual (Flood Insurance Manual, Policy Section, Page 9-10), “[The NFIP] will pay up to $1,000 for costs you incur to protect the insured building from a flood or imminent danger of flood, for […]
24 August 2018
The Dangers of Localized Flooding
The Dangers of Localized Flooding In our recent summer months, the state of Massachusetts and all of New England has been hit with severe downpours causing localized flooding. And while some may say that flooding cant happen to them, what we see is “Where it rains, it can flood”. While some of our communities recover, there has been some misinformation about flood insurance, coverages and the resources to be able to recover. The MCC has created a resource to help you understand localized flooding and correct information about flood insurance and recovery. Download it here! CBRA Zones Disappearing? FEMA is proposing that, in November, Coastal Barrier Resource Area (CBRA) information will be removed from FEMA flood maps. This could cause confusion when trying to understand the risk of your property. We have uploaded guidance from FEMA about these changes and where to find the CBRA information. Download the guidance HERE! FEMA Announces Opening of Grants FEMA has announced the opening of the Federal Mitigation Assistance (FMA) and Pre Disaster Mitigation (PDM) grants. Because the March 2-4 storm was declared a Presidential Disaster for public assistance, we also have the availability of Hazard Mitigation Grant Program (HMGP) funds. We have uploaded guidance, but […]
3 August 2018
MCC Update: NFIP Extended
NFIP Extended Yesterday, the Senate passed S.1182, the “National Flood Insurance Program Extension Act of 2018,” by a vote of 86-13. The President then signed it into law, extending the NFIP to November 30th with NO reforms. The MCC will be working in the coming months to advocate for comprehensive reform, however due to the political climate, we do not expect meaningful reforms until early 2019. See the article in todays Patriot Ledger talking about the extension, and the reforms we are pushing for. Click HERE for the Ledger Article The Coastal Coalition Featured in Publications The Massachusetts Coastal Coalition has been featured in several publications! In each publication, we talk about the need for NFIP reforms and what we would like to see in the eventual reform of the NFIP. Read them now on our website! CLICK HERE: The American Bar Association quarterly newsletter: NFIP Reforms CLICK HERE: Forbes Online: Congress Extends NFIP Four Months, Calls For Reform NFIP Turns 50! On August 1st, 1968 the National Flood Insurance Act was signed into law. On this 50th anniversary, discover how the program came to be. Click below to like our Facebook page and watch some shared video from FEMA on the […]
23 July 2018
MCC Update: Possible NFIP Lapse and More
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29 June 2018
We Are Officially A Nonprofit
The MCC Is Now A Non Profit The Massachusetts Coastal Coalition is proud to announce that we have received our 501c3 nonprofit status! This means that donations to the Coalition are now tax deductible. We are funded 100% grass roots, and your donations help us continue doing work such as our 2018 spring outreaches which brought post-disaster information to hundreds of residents all across our state. Find us now on Facebook, LinkedIn and YouTube as the Massachusetts Coastal Coalition (links to each of these are at the bottom of each of our emails) Click Here To Donate Today! Claims Survey The MCC is working to improve the claims process. As a result of your input at our outreaches, we are supplying information on what went well and what didn’t go well in the NFIP claims process. Click HERE to take the survey NFC Recap Chair and Executive Director of the MCC, Joe Rossi, spoke on three expert panels at the National Flood Conference. In his remarks, Joe received national praise for the work the MCC has done on educating citizens about new maps, post-disaster outreach and more. View Joe’s notes from the conference (On the “Presentation” tab) Click HERE for […]
Post Disaster Outreach: Everett and Chelsea
8 June 2018
Outreaches Planned to Assist Communities in Learning About Flood Claims, Elevating Homes, And Post Disaster Resources The Massachusetts Coastal Coalition (MCC) has partnered with local resources, State Agencies, and other non-profits to bring information about many needed post-disaster resources and flood insurance information to our flood damaged area. This outreach will help stakeholders who sustained damage during our historic winter nor’easters, or others who want more information on flood insurance and what to do after a flooding disaster. EVERETT AND CHELSEA OUTREACH: TUESDAY JUNE 19th FROM 6:00pm to 8:00pm Parlin Memorial Library, 410 Broadway, Everett, MA 02149 Agenda: Presentation on flood issues after a storm: Flood claims, what to do if you have been substantially damaged, how to elevate your building, funding and grant availability, and the flood policy Overview on building elevations by Brian Baer, Executive Director of The Elevated Studio Update from the community on post-storm actions Peter Allan from Smart Vent to discuss building in flood zones Panel of experts for questions Workshop areas with several stations: community resources claims insurance Elevations Intended Audience: Affected stakeholders which can include realtors, community officials, affected residents and more Other officials and assistance will be in attendance for […]
5 June 2018
Officially the MCC
We are proud to announce our final rebranding to the Massachusetts Coastal Coalition. We are doing more things for you while still remaining a local organization. Here is what you can now expect from the MCC: We are moving towards official nonprofit status (501c3). We are changing our email subscriptions. You can now sign up for all our updates, or just our new quarterly newsletter. We have a new logo, featured on all our material Over the coming year, we will be offering different services online to better serve you Our contact, Facebook and emails have all changed. Our website has changed too! Our Facebook will soon be the Massachusetts Coastal Coalition, our general email inbox is info@knowflood.org, and our website is now knowflood.org We are also now on LinkedIn: https://www.linkedin.com/company/massachusetts-coastal-coalition/ These are some of the important changes that will make us better in helping you as our constituent. NOTE: If you are on our current email list, then you are signed up for all our emails. If you would like to change your subscription to receive only our quarterly newsletter, please click HERE
SBA Disaster Loans Now Available
14 May 2018
Small Business Administration Issues Disaster Declaration for Norfolk, Bristol, Middlesex, Plymouth, Suffolk and Worcester counties Residents and Businesses affected by the winter storms and flooding may be eligible for SBA Disaster Assistance in Norfolk, Bristol, Middlesex, Plymouth, Suffolk and Worcester counties. Assistance is available for: Physical Damages Businesses and Private Nonprofits (PNP): -Real Estate or Leasehold Improvements -Machinery and Equipment -Furniture and Fixtures -Other Business Assets Up to $2 million And Economic Injury – Working Capital Small Businesses and Private Nonprofits: -Accounts Payable -Normal Rental Expenditures -Monthly Fixed Debts and Expenses -Other Working Capital Needs Up to $2 million Homeowners -Real Estate of Residence Up to $200,000 for Primary Residence Homeowners and Renters -Personal Property (Including Automobiles) Up to $40,000 There is a SBA Disaster Loan Outreach Center in the Town of Weymouth, McCulloch Building (McElroy Room) 182 Green Street Weymouth, MA 02191. The office is open from Wednesday, May 9, 11 a.m. to 6 p.m. to Wednesday, May 16 at 4:30 p.m. Application deadlines: for physical property damage is July 3, 2018 and for economic injury is Feb. 4, 2019 The FULL details are HERE
More Disaster Outreaches: Quincy and Salem
27 April 2018
Two More Outreaches Planned to Assist Communities in Learning About Flood Claims, Elevating Homes, And Post Disaster Resources The Massachusetts Coastal Coalition is hosting two more local outreaches to assist communities in the wake of winter storms. The MCC has partnered with both local communities, State Agencies, and other non-profits to bring many needed post-disaster resources to our flood damaged communities. The outreaches will help residents who sustained damage during our historic winter nor’easters, or residents who want more information on flood insurance and what to do after a flooding disaster. QUINCY OUTREACH: THURSDAY MAY 10th FROM 6:00pm to 8:00pm Atherton Hough Elementary School Gym, 1084 Sea St, Quincy, MA 02169 Agenda: -Presentation on flood issues after a storm: Flood claims, what to do if you have been substantially damaged, how to elevate your building, funding and grant availability, and the flood policy -Overview on building elevations by Brian Baer, Executive Director of The Elevated Studio -Update from the community on post-storm actions -Panel of experts for questions, including Eric Carlson, Assistant Director, Flood Hazard Management Program -Workshop areas with several stations on Community resources, Claims, Insurance, and Elevations SALEM OUTREACH: MONDAY MAY 14th FROM 6:00pm to 8:00pm 98 Washington St, 1st Floor Large […]
Outreach Follow Up And More Assistance
22 April 2018
AFTER THE OUTREACH: DOWNLOADS, RESOURCES AND MORE We want to thank all those that participated in our post disaster outreaches for the South Shore and Cape Cod. We will be announcing more outreaches for other parts of the state soon! We wanted to follow up with everyone who attended or wanted to attend but couldn’t. Please take 2 minutes and complete our survey HERE so that we may continue to design programs to fit your needs. For those that attended or didn’t attend, we have the following presentations available for you that were given at our various outreaches: -The MCC presentation on flood insurance and claims- CLICK HERE -The Elevated Studio presentation on home elevations- CLICK HERE -Movement Mortgage presentation on the 203K loan program- CLICK HERE -Shannon Jarbeau, CRS & Floodplain Coordinator for Barnstable County, update on CRS- CLICK HERE All downloads from the outreaches and more can be found HERE Going forward, please feel free to reach out to us for contacts or assistance through this difficult time of recovery. Miss the outreaches? Watch them now on the MCTV website by clicking HERE! DISASTER ASSESSMENTS: ASSISTANCE AVAILABLE Design and engineering resources are available from […]
Reminder: Cape Post Disaster Outreach Wednesday!
9 April 2018
THIS WEDNESDAY (April 11th)! Outreach on Post Disaster Help for Cape Cod Dont forget to attend our post disaster outreach for Cape Cod to help guide in recovery after the winter storms: CAPE COD OUTREACH: APRIL 11th FROM 6:00pm to 8:00pm Cape and Islands Association of Realtors office, 22 Mid-Tech Dr, West Yarmouth, MA 02673 Agenda: -Presentation on flood issues after a storm: Flood claims, what to do if you have been substantially damaged, and the flood policy -Introduction to the State NFIP Coordinators office by Joy Duperault, Director of DCR’s Flood Hazard Management Program and State NFIP Coordinator -Update from the Shannon Jarbeau, CRS & Floodplain Coordinator for Barnstable County on the status of the Community Rating System on Cape -Panel of experts for questions -Workshop areas with several stations on Community resources, Claims, Insurance, and Elevations Intended Audience: Affected stakeholders which can include realtors, community officials, affected residents and more PLEASE PRE-REGISTER HERE THANK YOU! South Shore Outreach Follow Up To all who came out and supported our outreach in Marshfield this past week. With a packed room, we gave out critical information for those that were impacted by floods. INFORMATION- Our presentation […]
Reminder: Post Disaster Outreach Wednesday!
3 April 2018
WEDNESDAY! Outreach on Post Disaster Help for the South Shore Don’t forget to attend our post disaster outreach for the South Shore SOUTH SHORE OUTREACH: APRIL 4th FROM 6:00pm to 8:00pm Ventress Memorial Library New Program Room, 15 Library Plaza, Marshfield Ma, 02050. Agenda: -Presentation on flood issues after a storm: Flood claims, what to do if you have been substantially damaged, how to elevate your building, and the flood policy -Community Update from the Marshfield Town Administrator Mike Maresco -Overview on building elevations by Brian Baer, Executive Director of The Elevated Studio -Update from the community on post-storm actions -Panel of experts for questions- Including Eric Carlson from DCR -Workshop areas with several stations on Community resources, Claims, Insurance, and Elevations Intended Audience: Affected stakeholders which can include realtors, community officials, affected residents and more PLEASE PRE-REGISTER HERE
Attend a Local Post Disaster Outreach
26 March 2018
State Wide Outreaches Will Assist Homeowners in Learning About Flood Claims, Elevating Homes, And Post Disaster Resources The Massachusetts Coastal Coalition is hosting two local outreaches to assist communities in the wake of winter storms. The MCC has partnered with both local communities, State Agencies, and other non-profits to bring many needed post-disaster resources to our flood damaged communities. The outreaches will help residents who sustained damage during our historic winter nor’easters, or residents who want more information on flood insurance and what to do after a flooding disaster. SOUTH SHORE OUTREACH: APRIL 4th FROM 6:00pm to 8:00pm Ventress Memorial Library New Program Room, 15 Library Plaza, Marshfield Ma, 02050. Agenda: -Presentation on flood issues after a storm: Flood claims, what to do if you have been substantially damaged, how to elevate your building, and the flood policy -Overview on building elevations by Brian Baer, Executive Director of The Elevated Studio -Update from the community on post-storm actions -Panel of experts for questions- Including Eric Carlson from DCR -Workshop areas with several stations on Community resources, Claims, Insurance, and Elevations CAPE COD OUTREACH: APRIL 11th FROM 6:00pm to 8:00pm Cape and Islands Association of Realtors office, 22 Mid-Tech Dr, West Yarmouth, MA 02673 Agenda: -Presentation on flood […]
Major Flood Updates: Changes, Increases and More
15 March 2018
Major Flood Updates In the next 2 weeks, there are several major updates in regards to the National Flood Insurance Program: Program Expiration on March 23rd The NFIP, once again, is set to expire at midnight on Friday, March 23rd. The NFIP continues to be tied to the Congressional Budget. If there is a government shutdown, the NFIP also shuts down. This will continue to be an issue as Congress intends to only pass short term extensions for the foreseeable future. Unlike past extensions, this will be our ONLY update until March 23rd. So please be vigilant. FEMA has issued guidance for insurance companies on how to handle writing new flood policies, policy renewals, and claims during a flood program expiration. The MCC has created consumer guidance for you as an insured to know what to do before, during and after a flood program expiration. Overall, our guidance outlines that: -If you have a flood policy renewing after March 23rd, and within the next few weeks, PAY IT NOW -If you are planning to close on a home after March 23rd, PAY FOR THE POLICY NOW. If paid before the program expires, the policy […]
Recovering From March Nor’easter
7 March 2018
NEXT STEP: RECOVERY As predicted, the March 2018 Nor’easter has caused extensive damage to many of our communities. From undermined homes, damaged seawalls, and flooded neighborhoods, our coastal areas have suffered damage unseen in many years. The most important step is a strong recovery. The MCC has some recommendations for you to recover. Read this BEFORE you start cleanup: –Take photos of what was lost BEFORE you clean up. -Contact your insurance agent right away- You have 60 days to file your proof of loss -If your building is substantially damaged, contact your community for assistance. -Decks are not covered under a flood policy. -If you have a home that was flooded, secure it! More storms are coming, and some items may be excluded if you allow water to continue to damage the building. -Disaster assistance is only available if we get a Presidential disaster declaration. -Remember: A loss within 10 days of each other are considered the same loss. The MCC has developed two great tools for you: -Our post disaster resource guide: CLICK HERE -Our ins and outs to filing a flood insurance claim: CLICK HERE -There is a suspension of some requirements for cleanup under […]
Truly Severe Storm is Anticipated
1 March 2018
The MCC cannot emphasize enough the severity of the impending storm. According to the National Weather Service: -This will be a top storm of all time -This storm does have the capability to destroy coastal property -The tide in this storm, between Friday at 11:20am and Friday at 11:49pm, is not expected to go out. A surge of up to 5 feet will keep the tide high even during low tide. -Swells of between 25’ and 35’ are expected -Wind gusts of up to 70mph are expected -Surge of at least 3-4ft in most areas TAKE ACTION NOW. In addition to protecting property, if you feel inclined to evacuate, do not wait for the tides to begin to roll in. PLEASE FOLLOW THE ADVICE OF LOCAL EMERGENCY OFFICIALS RESOURCES: The MCC has several resources available for actions after a storm: -Our guide to filing a flood insurance claim: CLICK HERE -Our public resources guide for financial assistance: CLICK HERE Images of the storm can be reported to Coastal Zone Management through their reporting site: https://mycoast.org/ma We will be posting videos of the storm on our website, so please stay tuned.
Major Storm This Week
28 February 2018
Be Prepared for upcoming Nor’ Easter/Coastal Flooding The flooding of early January made us very aware that history can still be made by large flooding events. We also were made aware that a fast or slow moving storm can change the severity of an event. PLEASE BE AWARE: There is a nor’easter that will significantly impact our area for MULTIPLE tide cycles. The January storm was a one tide storm. The predicted storm for this weekend could be a 4 TIDE storm. Be prepared for: Significant coastal flooding (A base tide of over 11 feet with surge above that); Winds of potentially over 60mph; Start time is Thursday evening; Problem tides: Thursday, March 1st at 11:01pm; Friday March 2nd at 11:20am; Friday March 2nd at 11:49pm; Saturday, March 3rd at 12:09pm. BE PREPARED: There are things you can do now to prepare for this storm: Elevate contents out of basements (basements have limited coverage through the NFIP); Remove and or secure items from yards/landscape area to reduce damage and debris. Secure shutters or board up windows for those who experience wave action. Remove autos from flood prone areas Do not drive through flooded streets and stay away from known flooded […]
12 February 2018
Update: Flood Program Extended
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6 February 2018
Again: Flood Program Expires Thursday
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Marshfield Coastal Coalition Rebrands
30 January 2018
PRESS RELEASE For Immediate Release Marshfield Citizens Coastal Coalition Rebrands to go National Marshfield and Massachusetts Coastal Coalitions combine and rebrand as the MCC After 6 years of amazing success, The Marshfield and Massachusetts Coastal Coalitions have combined and rebranded as the MCC. This acronym based name will broaden the Coalition to focus both locally and nationally. The change to MCC, which means both Marshfield and Massachusetts, will include the following changes: A new mission statement The mission of the MCC is to educate, advocate, and inform professionals and stakeholders regionally and nationally, on flood hazards. This will also include new goals, coming soon. A new website The new website, www.knowflood.org, will be live in the second quarter of 2018. This new website will be substantially different, and will now offer tools for our constituents to use. Our current web address will forward to the new site when it goes live. A new structure The new MCC bylaws help structure and broaden the Board of Directors and our mission. We are now looking to bring on talented volunteers to serve in 3 newly created Board seats. Our Chair, Joe Rossi, will now also serve as Executive Director. […]
22 January 2018
UPDATE: Flood Program Reinstated
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20 January 2018
THE NFIP HAS LAPSED
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17 January 2018
NFIP SET TO EXPIRE FRIDAY JANUARY 19th
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Guide to Filing a Flood Claim
6 January 2018
DEVESTATING FLOODING On January 4th, 2018, areas of the South Shore of Massachusetts saw some of the worst flooding since 1978. A high tide at 12:30PM, plus a king tide (2 extra feet of tide) plus an additional 3 feet of surge made for a historic event. This event will show how our communities are vulnerable, but also resilient. In the 40 years since the blizzard of 1978, our local communities have worked hard to rebuild seawalls, elevate homes, and take the necessary precautions to prevent large events like this from becoming devastating. IF YOU HAVE STORM PHOTOS, PLEASE EMAIL THEM TO US. We will not share them without your permission, but it is important to catalog this event CLAIMS GUIDENCE The MCCC has developed some general claims guidance if you are filing a flood insurance claim. The guidance is general, but has links to official FEMA documentation. Please use this to get started if you are filing a NFIP flood insurance claim. Download the claims guidance HERE. MEDIA Over the next several days, the MCCC will be in the media, both on TV, radio and newspaper. Stay tuned, as our next battle will be the expiration of the NFIP on […]
25 December 2017
UPDATE: NFIP Extended 4 weeks
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21 December 2017
AGAIN: Flood Program Expires Friday
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11 December 2017
Update: Flood Program Extended 2 Weeks
NFIP EXTENDED FOR 2 WEEKS Yesterday, Congress extended the National Flood Insurance Program for 2 weeks until December 22nd, 2017. While this may temporarily relieve the urgency of a program lapse, we still urge you to be vigilant and follow these recommendations: If your flood insurance policy is due for renewal in the next 45 days, renew the policy as soon as possible If you are closing on a house after December 22nd, consider paying the flood policy now or move the closing before December 22nd Consult your insurance agent and lender for your own specific situation We will continue to keep you informed as we approach the next deadline. We are advocating Congress for a long term reauthorization of the NFIP.
7 December 2017
CRITICAL UPDATE: NFIP Expires Tomorrow
MESSAGE ON POSSIBLE NFIP EXPIRATION At the end of the day on Friday, December 8th, the National Flood Insurance Program (NFIP) expires. The extension of the program is built into the Congressional Continuing Resolution, which has yet to be passed. If the Continuing Resolution is not passed by Friday night, December 8th, the NFIP will expire. This means no new policies can be written, existing policies can not be renewed on their renewal, no claims can be filed and it may become difficult to close on a home during this time. FEMA has also indicated they may not do a “look back” once the program becomes effective again, meaning forced place lender insurance may be required to cover the gap. We suggest several actions for you at this point: If you are closing in the next few weeks, and flood insurance is part of your closing, pay your flood insurance policy now (before the end of the day Friday) before the closing, with the effective date of the policy still being on the closing. If you are coming up for a renewal in the next few weeks, pay your premium now. If you do close on a home during this time without getting […]
Coastal Connection Update
1 December 2017
Hazard Mitigation Public Meeting The Town of Marshfield will be having a public Hazard Mitigation Plan meeting on December 6th from 6pm to 8pm at the Ventress Library Program Room. This meeting will discuss the draft hazard mitigation plan, with discussion and comments. There will be a presentation about the town progress to date, including the results of the online survey. Hull Successful in Map Revision Due to a Letter of Map Revision (LOMR) submitted by the Town of Hull, flood maps for the town are changing. This change will be effective December 13th. If you are a resident of Hull, the LOMR will have one of three effects on you: No effect- you either remain in or out of the Special Flood Hazard Area (SFHA) You are removed from being in the SFHA Your flood elevation is lowered To find out how this LOMR will affect you, you can download the LOMR HERE (NOTE: this is a very large file) We will be participating in an informational meeting in Hull in the spring. Individual insurance questions should be referred to your insurance agent. Legislative Update The National Flood Insurance Program expires on December 8th. Congress is discussing a short term extension to […]
Urgent Flood Program Changes
13 October 2017
ATTENTION MARSHFIELD, SCITUATE AND DUXBURY RESIDENTS Were you newly mapped into a flood zone in last years map revision? Have you purchased insurance yet? Not sure if you were newly mapped? NOVEMBER 3rd 2017 is the LAST day you can purchase the newly mapped flood insurance policy! If you were newly mapped from the “X” zone (not in a flood zone) then were moved into a flood zone in the November 2016 flood map change, this is important to you! If you do not buy a flood insurance policy by November 3rd, 2017, you will NOT be grandfathered. Newly mapped rates go up at 15% a year, but not getting this policy will subject you to higher rates immediately. Confused? Download our PRP Timeline document HERE or email us any time! MAJOR CHANGES TO THE NFIP IN 2018 (non-legislative) Every October, FEMA publishes their major changes to the NFIP for April 1st. This includes average rate increases for April 1st. Here are two of the major changes of 2018: The average policy will increase 8% For a full list of average increase, download our April 1st increase memo HERE FEMA will allow a policyholder and policyholder’s spouse to have more […]
Potential Impacts from Hurricane Jose
17 September 2017
There is no doubt that Hurricane Jose will impact our area. As of right now, the storm is a Hurricane. And while experts believe the storm will impact us as a tropical storm, the facts remain that our impacts could be: High winds (60mph+) 1-6 Inches of rain Coastal erosion and flooding Power outages Downed trees Storm impacts Tuesday into Wednesday On our website is our hurricane guide. We encourage you to download this guide and be prepared. Download it HERE Before the storm, you should also photograph and document your building and contents pre-loss for insurance reasons. While we have exciting flood news to share, we will continue to monitor this storm as it is our priority for now.
4 September 2017
MCCC Statement on Hurricane Harvey
Our thoughts and prayers are with those deeply affected by Hurricane Harvey. As reports come in, we have seen an endless amount of destruction in the greater Houston area. Over 10 trillion gallons of rain have fallen, and early estimates put total damage around $40 Billion. We encourage our members to help in some way. For those individuals in the Houston area that need assistance, they should IMMEDIATELY call FEMA for an application to begin the disaster assistance process. That number is 1-800-621-3362. Many of our constituents have reached out concerned about the National Flood Insurance Programs (NFIP) future, and how Harvey may impact our particular area. Our concern over the coming weeks and months is the repeated talk about the insolvency and what the true need for a Federal insurance program is. The tragic events of Harvey reaffirm our goals to make the NFIP program affordable and sustainable. The NFIP is one of the nation’s greatest land use and insurance tools, and the MCCC will support a full reauthorization of the program. We will continue to monitor the situation, and update our membership as events unfold. If you have questions, concerns, or want to talk […]
24 August 2017
Senator Warren in Marshfield
SENATOR WARREN IN MARSHFIELD Senator Elizabeth Warren will be holding a town hall meeting in Marshfield this Thursday, August 24th at 5:30pm at Furnace Brook Middle School in Marshfield. Senator Warren is co-sponsoring the NFIP Safe Act, which is currently one of several proposed pieces of NFIP legislation. This legislation makes several positive changes to the program: Lowers maximum increase per policy from 18% annually to 10% annually Appropriates $1Billion towards grant programs to help fix problem buildings fund more accurate mapping of the entire country. Remember, the NFIP expires on September 30th! We do not expect the program to expire. Congress is discussing a short term extension of the program. We would encourage you to attend this town hall to continue the discussion of a fully reauthorized NFIP! UPCOMING MEETINGS August 29th: The Town of Marshfield will begin its Hazard Mitigation Plan with the first public information meeting at 6:00 PM at the Ventress Memorial Library’s New Program Room. The Hazard Mitigation Plan is vital to the community for hazard planning and Community Rating Service (CRS) credits.
Coalition Update- Don’t miss upcoming meetings!
13 August 2017
CONFERENCE ROUND UP This past week, MCCC Chair Joe Rossi spoke in front of 200 flood experts and FEMA leadership on how we will achieve the FEMA goal of doubling the amount of flood policies (both NFIP and Private) by 2023. He addressed the MCCC policy holder survey and input from our associated stakeholders. Because of this, FEMA invited Joe to participate and work with FEMA in Washington, DC on a FEMA task force to understand how to improve the consumer experience with flood insurance. This is a great opportunity, especially for those policy holders that want and need change in the interaction with their flood product. UPCOMING MEETINGS August 15th: The Marshfield and Scituate Coastal Coalitions are having a flood insurance legislative update at 7:30pm at the Community Room at the Scituate Library on Branch Street. The update will follow a Scituate Selectman’s candidate forum from 6:30pm-7:30pm. August 29th: The Town of Marshfield will begin its Hazard Mitigation Plan with the first public information meeting at 6:00 PM at the Ventress Memorial Library’s New Program Room. LEGISLATIVE UPDATE With multiple competing bills in both the US House and US Senate, no agreement was met or votes taken on any […]
Take Our Flood Insurance Survey
16 July 2017
CHAIR JOE ROSSI ASKED TO SPEAK AT FLOOD CONFERNECE Next week, the week of July 17th, MCCC Chair Joe Rossi will be speaking at the Torrent flood conference in Kalispell, MT. Joe was asked to speak on how FEMA will achieve their goal of doubling the amount of flood insurance policies (both within the NFIP and in private programs) by 2023. In attendance will be FEMA leadership, who has already engaged the Coalition on their thoughts on achieving this goal.This month’s Coastal Connection in the Marshfield Mariner focuses on the 2017 reauthorization of the NFIP! Your voice can be heard! Joe plans on using the study being done by the MCCC to support his comments. Participate in this study by following the attached link and filling out the brief survey TAKE OUR SURVEY HERE READ THIS MONTH COASTAL CONNECTION Check out this months Coastal Connection in this week Marshfield Mariner. This month, we talk about proposed NFIP legislation: “Right now, the focus on reauthorization has been on the US House of Representatives, where recently seven bills have moved out of committee and could come to a full vote of the US House the week after the fourth of July. The bills that […]
17 May 2017
MCCC Update- Gala and more
Celebrate 5 years of the Marshfield Citizens Coastal Coalition! This year, the Marshfield Citizens Coastal Coalition is turning 5 years old! Your tucket includes a buffet dinner and an exclusive legislative update from invited State and Federal legislative offices. Fun, Food, Information and Silent Auction Items. Attend to learn more and support the MCCC WHEN: Wednesday, May 17th, 2017 WHERE: Marshfield Country Club- 515 Moraine St, Marshfied, MA 02050 Doors open at 6:00pm, buffet dinner at 7:00pm Limited door sales of tickets! BUY YOUR TICKETS HERE LEGISLATIVE UPDATE There has been a recent flurry of legislative activity in both the House and Senate in regards to the National Flood Insurance Program reauthorization. The U.S. Senate has introduced the Cassidy-Gillibrand bill, and the U.S. House has introduced the 21st Century Flood Reform draft legislation. At our 5th year anniversary event tomorrow, we will be discussing both pieces of legislation. We will be releasing a comparison sheet of both pieces of legislation and updating you with a comprehensive update later this week. You can view both pieces of legislation HERE
Town Meeting Monday April 24
24 April 2017
TOWN MEETING TONIGHT Marshfield Town Meeting starts Monday, April 24th at 7:00pm at the Marshfield High School. This Town Meeting, we are focused on Article 16 of the Annual Town Meeting warrant. The article reads: “Will the Town vote to raise and appropriate or transfer the sum of $35,000 for an updated Hazard Mitigation Plan as required by FEMA, or take any other action relative thereto.” FEMA requires our community to have a Hazard Mitigation Plan in place to receive certain types of grant money, for example the Federal Mitigation Assistance grant and gives better credits to the Community Rating System program which helps reduce premiums. This plan is required to be updated every 5 years and takes roughly 2 years to update. Marshfield’s plan is due to expire in April of 2018
4 April 2017
Dont Miss! Our 5th Anniversary Gala!
Celebrate 5 years of the Marshfield Citizens Coastal Coalition! This year, the Marshfield Citizens Coastal Coalition is turning 5 years old! From our modest beginnings in 2012, we have become a nationally recognized group that now serves all of eastern Mass. From community presentations, to our Flood Insurance Summit, to keeping residents informed! We are so excited to be stronger than ever and able to continue to serve our communities up and down the coast. A major part of the agenda will be a legislative update from invited State and Federal legislative offices. WHEN: Wednesday, May 17th, 2017 WHERE: Marshfield Country Club- 515 Moraine St, Marshfied, MA 02050 Doors open at 6:00pm, buffet dinner at 7:00pm We are selling a table of 10 seats for $500, and individual tickets for $50 a piece. THIS EVENT WILL SELL OUT FAST! BUY YOUR TICKETS HERE We hope to see you there!!
Incoming Storm Information
13 March 2017
STORM INFORMATION The Nor’easter that is arriving in the early AM will be a COASTAL EVENT. From the National Weather Service: “Snow begins between 5 and 7 am Tuesday morning. Snow could change to sleet but will then change to rain during the afternoon. WINDS…Northeast 20 to 35 mph with gusts up to 55 mph. COASTAL FLOOD WARNING REMAINS IN EFFECT FROM 11 AM TO 3 PM EDT TUESDAY… A STORM SURGE OF AROUND 3 FEET IS LIKELY DURING THE EARLY TUESDAY AFTERNOON HIGH TIDE CYCLE. COASTAL FLOOD IMPACTS…WIDESPREAD MINOR WITH AREAS OF MODERATE COASTAL FLOODING ARE LIKELY. SOME OVERWASH IS LIKELY FROM LARGE WAVES ALONG THE OCEAN EXPOSED SHORELINE INCLUDING THE HULL…SCITUATE AND MARSHFIELD AREAS. MODERATE TO SEVERE EROSION IS LIKELY FROM THE WAVE ACTION ALONG OCEAN EXPOSED SHORELINES” The tide of most concern will be the Tuesday afternoon tide with 12.6-13.1 ft tide with 6- 17 foot waves. PLEASE be prepared for this event, as this will be the most significant event so far this winter. WE NEED YOU! We are continuing our fundraising push! WE ARE 1/4 OF THE WAY THERE!! Thank you SO MUCH to those that have contributed so far! […]
27 February 2017
HELP US CONTINUE TO GROW!
At 5 years old, we are only beginning to serve you! Part of our continued growth involves contributions from our membership. We have recently gone through a comprehensive list of goals and objectives that will take the MCCC through the year 2017 and beyond. Our goal and all of our objectives are to better serve YOU! Our goal for this year is: To ensure that residents, professionals, and all NFIP stakeholders continue to get comprehensive and correct information, training and are provided a voice on local, state and federal coastal issues. 2017 will be a critical year not just for flood reform, but for ongoing mapping changes as well. IT WILL ALL AFFECT YOU! In order to achieve this goal, WE NEED YOUR HELP! We have launched a go fund me page with a goal of $2000. Why this much? On our websites donation page, we have a short video explaining why we need your help in 2017. Things like printing costs, mailing, and training to better help the community we serve. Any amount will help, and we truly thank all of you in advance. WE CAN’T DO THIS WITHOUT YOU! CLICK HERE TO CONTRIBUTE TODAY! (you will be taken to […]
6 February 2017
MEETING REMINDER
Meeting Reminder As a reminder: On February 7th, 2017 at 6:00pm at Furnace Brook Middle School Auditorium in Marshfield, FEMA staff from both Region 1 Boston and from FEMA Headquarters in Washington D.C. will be holding a meeting to answer questions on flood insurance and more. Below is from the Town: “The primary purpose of the public meeting is to provide a short presentation by FEMA on Flood Insurance Policies and steps policy holders can take now, as well as to answer questions about Flood Insurance. There will also be a short summary on the mapping process, followed by a Flood Insurance Policy Question and Answer session.” Download the official press release HERE We are turning 5! 5 YEARS OF SERVING YOU! On February 2nd, the Marshfield Citizens Coastal Coalition turned 5 years old! We want to thank all of you who have made this journey possible! We are planning a 5th year anniversary gala for later in 2017! Welcome! To our new member It’s a pleasure to introduce the newest member of the MCCC executive board, Tim Williams. Tim Williams has been in the insurance industry for over 20 years and is a Personal Insurance Consultant at Rogers & Gray Insurance. Rogers & […]
FEMA MEETING FEBRUARY 7th
17 January 2017
IMPORTANT MEETING NOTICE On February 7th, 2017 at 6:00pm at Furnace Brook Middle School Auditorium in Marshfield, FEMA staff from both Region 1 Boston and from FEMA Headquarters in Washington D.C. will be holding a meeting to answer questions on flood insurance and more. Below is from the Town: “The primary purpose of the public meeting is to provide a short presentation by FEMA on Flood Insurance Policies and steps policy holders can take now, as well as to answer questions about Flood Insurance. There will also be a short summary on the mapping process, followed by a Flood Insurance Policy Question and Answer session.” PLEASE NOTE: In cooperation with the Towns ahead of this meeting, we are assisting in gathering questions for FEMA. Please email us your questions by sending them by email at info@marshfieldcoastalcoalition.org or using our online form here: http://www.marshfieldcoastalcoalition.org/?page_id=245 PLEASE remember that while there are many frustrations about the National Flood Insurance Program, mapping, and other issues, we are hoping to gather constructive questions to utilize the time FEMA is there appropriately. Please let us know if you have any questions. Download the official press release here: http://www.marshfieldcoastalcoalition.org/?page_id=8
9 December 2016
Email update 12/2016
Below are several important updates: After the Map Approval: Letters from lenders This week, MCCC Chair Joe Rossi will have his monthly column in the Marshfield Mariner. The column covers the need to pay attention to the letters from your lender requiring flood coverage if you are newly mapped. Those that receive these letters requiring flood coverage have 45 days to purchase NFIP flood insurance, or your lender will force place insurance on you. It is highly recommended that you purchase a NFIP policy before you are forced placed. In many cases, the forced placed insurance is a private policy and can be many times more expensive than a NFIP policy. Because there are no federal regulations yet on private forced placed flood insurance and how it should interact with the NFIP insurance, you may not be able to purchase a NFIP policy then cancel the forced placed policy. This could create a hardship for the policy term. It’s important to understand that forced placed insurance is obtained by the lender in the interest of the lender and not the homeowner. NFIP Newly mapped policies start at under $200. This policy is not available to those that become forced placed […]
26 October 2016
Marshfield Flood Maps Adopted!
On Monday, October 24th, 2016, Marshfield Town Meeting voted in favor of the flood insurance rate maps (FIRMs), adopting them. As a reminder, the effective date of the new FIRMs is November 4th. This is the date most insurance decisions should be made by. We are here to help if needed! This is only the beginning of a busy year. We will now be following the appeal the Town of Marshfield, Scituate and Duxbury is filing on the FIRMs. The National Flood Insurance Program will also be re-authorized in 2017, and we will be active in the legislative process. Thank you again for your support. We would not be here without you!
23 October 2016
MAP ADOPTION: Town meeting MONDAY!
MAP ADOPTION: Town meeting MONDAY! Monday, October 24th is Marshfield Special Town Meeting at 7:00pm at Marshfield High School. This is the meeting in which the Marshfield flood maps will be voted on (Article 5). The Marshfield Citizens Coastal Coalition has voted unanimously in support of a YES vote in favor of adopting the Flood Insurance Rate Maps We have outlined below what a YES or NO vote means on the flood map adoption, which is Article 5 at Special Town Meeting: A YES VOTE: National Flood Insurance Program (NFIP) Flood Insurance would continue to be available (available since 1974 in Marshfield) The consultants Marshfield has hired to review the flood maps will be able to continue their work and further refine the maps Lenders will be able to continue to lend and make loans in flood hazard areas A NO VOTE: Property owners will be unable to purchase NFIP flood insurance policies and existing policies will be non-renewed (loss of grandfathering, loss of pre-FIRM rates, etc.) Federal disaster assistance will not be available to buildings damaged by floods that are located in a flood hazard area Federally insured or regulated lenders, such as banks and […]
18 October 2016
COUNTDOWN TO MAP ADOPTION
Below is a reminder of important dates for the Flood Insurance Rate Map adoption: OCTOBER 19th: Scituate Special Town Meeting, Scituate High School Gymnasium at 7:00PM. The town meeting where citizens will be asked to adopt the Flood Insurance Rate Maps for the Town of Scituate. In Scituate, this reuqires a majority vote to pass. OCTOBER 24th: Marshfield Special Town Meeting, Marshfield High School Auditorium at 7:00PM. The town meeting where citizens will be asked to adopt the Flood Insurance Rate Maps for the Town of Marshfield. In Marshfield, this requires a 2/3 vote to pass. NOVEMBER 4th : The FIRM effective date. The date most flood insurance related decisions must be made by. In this past weeks Marshfield Mariner, our monthly column outlined some items to keep in mind on these important dates and meetings: For those newly mapped into a special flood hazard area (the V or A zone) for the first time under the new FIRMs, a Preferred Risk Policy (PRP) should be purchased before the November 4th map effective date. Purchasing the PRP before the map effective date will give those insured’s 2 years of the low rates versus 1 year […]
5 October 2016
Timeline and LOMA Re-validation Information
TIMELINE AND MEETING UPDATE Below is an updated timeline developed by the Marshfield Citizens Coastal Coalition. This includes all meeting dates and insurance deadlines. These are all important dates, and encourage everyone to attend the meetings and pay attention to their own individual situations. SEPTEMBER 29th: Selectmen informational meeting with the Woods Hole Group, on the Letter of Map Revision process. The meeting will be at 7 p.m. on Thursday, Sept. 29 at Furnace Brook Middle School. OCTOBER 24th : The date of Marshfield Special Town Meeting. This meeting will be where the town citizens will be asked to adopt the FIRMs by a vote of 2/3. A yes vote will adopt the new FIRMs. A no vote would reject the new FIRMs NOVEMBER 4th : The date most flood insurance related decisions must be made by. NOTE: Flood Insurance, unless done for a loan closing or a rollover, has a 30 day waiting period to go into effect. Flood insurance policies will be considered grandfathered as long as the INSURANCE COMPANY acknowledges receipt of payment as of 11:59PM November 3rd. HOWEVER, due to the 30 day waiting period, your LENDER may still ask for flood insurance. This […]
7 September 2016
Email Update 9/7/2016
Marshfield Coastal Coalition UPDATE We want to thank the over 100 people that attended our mapping and insurance outreach on August 18th. We had land surveyors, insurance experts, and Representative Jim Cantwell all in attendance to help guide residence in both mapping and insurance issues. Our insurance presentation was comprehensive in content and there was a lot to take in. Our presentation, in full, is on our website for download here under presentations: http://www.marshfieldcoastalcoalition.org/?page_id=329 After our presentation, we wanted to reiterate some important dates leading up to the Flood Insurance Rate Map effective date: SEPTEMBER 12th: September 12, 2016, the Marshfield Planning Board will be hosting a meeting to discuss the FIRMS. This is a regular meeting as the FIRMs are a zoning issue. The meeting will be at Marshfield High School auditorium at 7:30pm. OCTOBER 24th: Marshfield Special Town Meeting. As previously mentioned, the FIRMs will require a 2/3 vote at this meeting to be approved and become effective. Our draft document on the discussion of the FIRMs and ramifications of not adopting them are available here under download #6: http://www.marshfieldcoastalcoalition.org/?page_id=329 NOVEMBER 4th: The Flood Insurance Rate Map effective date. This is the […]
5 August 2016
Marshfield Citizens Coastal Coalition to hold map reading and insurance presentation
PRESS RELEASE For Immediate Release Marshfield Citizens Coastal Coalition to hold map reading and insurance presentation Outreach will include a map reading, insurance presentation, and experts to answer flood questions The Marshfield Citizens Coastal Coalition will hold a map reading and insurance presentation. Marshfield computer and paper flood maps will be available for individuals to find their current and future flood zone. Experts including land surveyors will be on hand to assist. There will also be a presentation on insurance issues and changes. Insurance issues will affect those in all communities, and we encourage participation from other communities. There will be two sessions on August 18th, 2016 at St. Anns Parish Hall, 591 Ocean St, Marshfield MA. Below is the schedule for those to attend: · Session 1: 5:00pm-6:30pm o Areas of Marshfield to attend: Rexhame, Kent Park, Webster St. area, Marshfield Center · Session 2: 7:00pm-8:30pm o Areas of Marshfield to attend: Green Harbor, Brant Rock, all other areas of Marshfield, non-Marshfield residents Highlights include: · Professionals to help find what flood zone you are or will be in · Information on LOMAs, Insurance, Elevation Certificates, and more · Presentations on changes to the flood insurance program […]
Marshfield Citizens Coastal Coalition develops comprehensive outreach plan in anticipation of flood map vote in October
26 June 2016
Marshfield Citizens Coastal Coalition Chair, Joe Rossi PO Box 442 Marshfield, MA 02050 www.marshfieldcoastalcoalition.org PRESS RELEASE For Immediate Release Marshfield Citizens Coastal Coalition develops comprehensive outreach plan in anticipation of flood map vote in October Plan to include map readings, mailings, and more in order to inform residents on map changes The Marshfield Citizens Coastal Coalition has announced that it has finalized a comprehensive outreach plan in order to inform residents of map changes, the results if maps are or are not voted in at the October Special Town Meeting, and have residents better understand their own individual situations and best insurance options. A timeline of events has been developed and will include in no particular order: Listening sessions for those for and opposed to the FEMA flood maps- For input, please call 781-635-5152 or email your comments at info@marshfieldcoastalcoalition.org We are looking for community wide input and participation At least one map meeting for residents to find their structures on the flood map A mailing to inform residents of the implications of voting for or against maps Door to door campaign to encourage attendance at the October Special Town Meeting The Marshfield Citizens […]
14 May 2016
Email Map Update 5/13/2016
Once again, the Marshfield Citizens Coastal Coalition (MCCC) would like to thank those who attended and supported our Flood Insurance Summit this past April. Based on attendance, discussion with attendees and the attendee evaluations, the Flood Insurance Summit was an overwhelming success, with over 400 attendees spanning two days and CE credits offered for insurance agents. The NFIP, in its current state, is a very complicated program and all insurance professionals (insurance and real estate agents, brokers, underwriters, etc.) need a better understanding of the rules in order to know how to assist their clients. Collectively, we all need to work together to improve the program as we develop our message for the NFIP reform. The attendance of homeowners, professionals and leaders in each stakeholder industry provided a great environment for an in depth discussion on many levels of the NFIP and flood insurance. We intend to have many follow up discussions over the course of this year on the items that were discussed. To take our Summit survey: http://www.massachusettscoastalcoalition.org/?page_id=223 To download the presentations from the Summit: http://www.carolinafloodsolutions.com/resources/ To see pictures from the Summit: http://www.massachusettscoastalcoalition.org/?page_id=223 COMMUNITIES RECEIVE LETTER OF FINAL DETERMINATION Marshfield, Scituate, and Duxbury received […]
Flood Insurance Summit- THANK YOU and Final Email
21 April 2016
THANK YOU! We would like to first take a moment to thank everyone who attended or showed interest in the Massachusetts Coastal Coalition 2016 Flood Insurance Summit! Our two day, three session event was attended by almost 400 people, and brought much needed attention, education and interest to our local area and flooding issues. A few things to close out our Summit! EMAILS If you attended the Summit: You have been automatically added to our email list and can unsubscribe at any time If you did not attend the Summit: To remain in contact with the Massachusetts Coastal Coalition through our affiliate members, please sign up to our email list HERE FEEDBACK Sometimes it can be difficult to tailor a large conference to individual needs. We realize there was some information that was very helpful and descriptive, and some that was not as comprehensive as our audience would have liked. We realize there were some things that worked and went well, and some things that did not go exactly according to plan. Some feedback we received and would like to address and things we will work hard to improve going forward: -While the Summit may have been a little commercialized, […]
20 April 2016
Flood Insurance Summit- THANK YOU and final email
THANK YOU! We would like to first take a moment to thank everyone who attended or showed interest in the Massachusetts Coastal Coalition 2016 Flood Insurance Summit! Our two day, three session event was attended by almost 400 people, and brought much needed attention, education and interest to our local area and flooding issues. A few things to close out our Summit! EMAILS If you attended the Summit: You have been automatically added to our email list and can unsubscribe at any time If you did not attend the Summit: To remain in contact with the Massachusetts Coastal Coalition through our affiliate members, please sign up to our email list HERE FEEDBACK Sometimes it can be difficult to tailor a large conference to individual needs. We realize there was some information that was very helpful and descriptive, and some that was not as comprehensive as our audience would have liked. We realize there were some things that worked and went well, and some things that did not go exactly according to plan. Some feedback we received and would like to address and things we will work hard to improve going forward: -While the Summit may have been a little commercialized, […]
Flood Insurance Summit TOMORROW- Important information for attendees
4 April 2016
FLOOD INSURANCE SUMMIT TOMORROW NATIONAL EXPERTS, VENDORS AND MORE TO HELP YOU Pre Registration will be open until Midnight April 4th Click HERE to register now! If you dont register before hand? NO PROBLEM! Register at the door! Remember: THE SUMMIT IS FREE TO ALL! Also: If you registered for one session, you may attend both- no need to re-register You Need To Attend if you are: Lender, realtor, insurer, small business owner, home builder, land surveyor, engineer, Architect, local official, homeowner, policyholder, or just interested in the information and want to know more! The Summit will happen rain, snow, or shine! IMPORTANT INFORMATION FOR THOSE ATTENDING This is the last email update for the Flood Insurance Summit! We want to thank those that have pre-registered, and we encourage you spread the word as registration will be available at the door! Below are important updates for all those attending: PARKING There is parking at the front of the High School and the rear of the Furnace Brook Middle School (adjacent to the High School). START TIME The entrance to the Auditorium is behind the ram statue at the front of the High School. For the Professional Session: The doors to […]
3 April 2016
Flood Insurance Summit TOMORROW- Important information for attendees
FLOOD INSURANCE SUMMIT TOMORROW NATIONAL EXPERTS, VENDORS AND MORE TO HELP YOU Pre Registration will be open until Midnight April 4th Click HERE to register now! If you dont register before hand? NO PROBLEM! Register at the door! Remember: THE SUMMIT IS FREE TO ALL! Also: If you registered for one session, you may attend both- no need to re-register You Need To Attend if you are: Lender, realtor, insurer, small business owner, home builder, land surveyor, engineer, Architect, local official, homeowner, policyholder, or just interested in the information and want to know more! The Summit will happen rain, snow, or shine! IMPORTANT INFORMATION FOR THOSE ATTENDING This is the last email update for the Flood Insurance Summit! We want to thank those that have pre-registered, and we encourage you spread the word as registration will be available at the door! Below are important updates for all those attending: PARKING There is parking at the front of the High School and the rear of the Furnace Brook Middle School (adjacent to the High School). START TIME The entrance to the Auditorium is behind the ram statue at the front of the High School. For the Professional Session: The doors to […]
ONE WEEK until the Flood Insurance Summit- Who Should Attend?
2 April 2016
ONE WEEK UNTIL THE FLOOD INSURANCE SUMMIT NATIONAL EXPERTS, VENDORS AND MORE TO HELP YOU LESS THAN 6 DAYS UNTIL THE SUMMIT Over 400 Registered! Or register at the door! WE NEED YOUR HELP! Spread the word through social media, email, word of mouth and more! We have room for over 800 per session! You Need To Attend if you are: Lender, banker, realtor, insurer, land surveyor, engineer, designer, local official, homeowner, policy holder, or just interested in the information being presented, DONT MISS THIS CANT MISS OPPORTUNITY to meet experts locally and from across the country to get your questions answered! Highlights of the Summit: The Summit is FREE Professional Session with 4 Continuing Education Units for Insurance Producers Register now HERE or at the door Interactive Flood Expert Panel at each session Learn how to lower premiums! Media Spotlight: Look for the Summit in the media: Patriot Ledger- This past Mondays paper!- Read the article HERE Marshfield Mariner- Todays paper! Boston Globe- This Weeekends paper! Summit Updates: We are proud to announce our current line up of guest speakers, coming to Massachusetts from all over the nation! Featured presenter, Lisa Jones– CFM, CPM, ANFI: Flood insurance expert from Carolina Flood Solutions with […]
Flood Insurance Summit- Key Reasons to Attend
25 March 2016
Flood Summit: April 5th, Marshfield High School Auditorium 167 Forest St, Marshfield, MA Professional Session: 2:45pm-6:15pm Homeowner Session: 7:00pm-9:30pm WHY YOU SHOULD ATTEND THE FLOOD INSURANCE SUMMIT NATIONAL EXPERTS, VENDORS AND MORE TO HELP YOU LESS THAN 10 DAYS UNTIL THE SUMMIT Over 400 Registered! Click HERE to register now! Key Reasons To Attend: The Summit is FREE Professional Session with 4 Continuing Education Units for Insurance Producers Even if you don’t want to come for our sessions, get property specific questions answered by our vendors during the entire Summit Register now HERE or at the door Interactive Flood Expert Panel at each session Feel free to attend both sessions! (Register for one. If you pre registered, no need to register again) And most important…. LEARN HOW TO LOWER FLOOD INSURANCE PREMIUMS Summit Updates: We are proud to announce our current line up of guest speakers, coming to Massachusetts from all over the nation! Featured presenter, Lisa Jones- CFM, CPM, ANFI: Flood insurance expert from Carolina Flood Solutions with 30 years of experience at all levels of the NFIP. Lisa has sat on numerous federal and state task force panels, has testified to Congress on flood insurance, among other accomplishments […]
PRESS RELEASE 3/21
25 March 2016
Massachusetts Coastal Coalition Massachusetts Coastal Coalition Coordinator, Joe Rossi PO Box 442 Marshfield, MA 02050 www.massachusettscoastalcoalition.org PRESS RELEASE For Immediate Release National And Local Flood Experts to Answer Questions At Flood Insurance Summit Federal, State and local officials and national experts will educate and answer flood insurance questions to attendees- Now with over 400 registered to attend! The Massachusetts Coastal Coalition presents The 2016 Flood Insurance Summit on April 5th at Marshfield High School Auditorium, Marshfield, MA. The Summit is a series of free sessions with information and interactive discussion aimed to educate, inform, and discuss flood insurance and other issues affecting NFIP stakeholders by gathering national and state experts to present, clarify and interact with our community. This Summit offers two free session for professionals, such as bankers, realtors, insurers, land surveyors, local government and more, and homeowners. Topics covered range from how to reduce premiums, mitigation opportunities and expert flood panels. The professional session now offers Insurance Producers 4 Continuing Education units for attending. Expert Panel Lineup Featured presenter, Lisa Jones- CFM, CPM, ANFI: Flood insurance expert from Carolina Flood Solutions with 30 years of experience at all levels of the NFIP. […]
25 March 2016
Flood Insurance Summit- Key Reasons to Attend
Flood Summit: April 5th, Marshfield High School Auditorium 167 Forest St, Marshfield, MA Professional Session: 2:45pm-6:15pm Homeowner Session: 7:00pm-9:30pm WHY YOU SHOULD ATTEND THE FLOOD INSURANCE SUMMIT NATIONAL EXPERTS, VENDORS AND MORE TO HELP YOU LESS THAN 10 DAYS UNTIL THE SUMMIT Over 400 Registered! Click HERE to register now! Key Reasons To Attend: The Summit is FREE Professional Session with 4 Continuing Education Units for Insurance Producers Even if you don’t want to come for our sessions, get property specific questions answered by our vendors during the entire Summit Register now HERE or at the door Interactive Flood Expert Panel at each session Feel free to attend both sessions! (Register for one. If you pre registered, no need to register again) And most important…. LEARN HOW TO LOWER FLOOD INSURANCE PREMIUMS Summit Updates: We are proud to announce our current line up of guest speakers, coming to Massachusetts from all over the nation! Featured presenter, Lisa Jones- CFM, CPM, ANFI: Flood insurance expert from Carolina Flood Solutions with 30 years of experience at all levels of the NFIP. Lisa has sat on numerous federal and state task force panels, has testified to Congress on flood insurance, among other […]
Are You Attending?- Flood Summit Most Recent Updates Email 3/17
24 March 2016
NATIONAL EXPERTS, VENDORS AND MORE TO HELP YOU LESS THAN 20 DAYS UNTIL THE SUMMIT Over 400 Registered! Click HERE to register now! Major Updates: The professional session is now certified with 4 Continuing Education units for insurance producers who attend! While we appreciate registration, we will now accept registration AT THE DOOR. However, please register as it will help us check people in We are proud to announce our current line up of guest speakers, coming to Massachusetts from all over the nation! Featured presenter, Lisa Jones– CFM, CPM, ANFI: Flood insurance expert from Carolina Flood Solutions with 30 years of experience at all levels of the NFIP. Lisa has sat on numerous federal and state task force panels, has testified to Congress on flood insurance, among other accomplishments and qualifications. Expert Panelists: Noel Bunol- National Flood Manager, National General Insurance Phil Wills- Senior Vice President, Client Relations at Torrent Technologies Mark Condodemetraky- President, G. C. Engineering Rep. Jim Cantwell with a State and Federal legislative update More experts coming in next weeks update! Vendors there to help YOU! Our list of current vendor is growing every week! While property specific questions may not be able to be […]
Flood Insurance Summit Registration is Open!
18 February 2016
A cant miss event with national leaders and experts in flood issues to educate and answer questions Registration is now open for the Flood Insurance Summit 2016! The Massachusetts Coastal Coalition, along with our partners and sponsors, present The 2016 Flood Insurance Summit. The Summit is a series of free sessions with information and interactive discussion aimed to educate, inform, and discuss flood insurance and other issues affecting NFIP stakeholders by gathering national and state experts to present, clarify and interact with our community. This Summit will be both educational and interactive as attendees can learn and ask questions. The Flood Insurance Summit is intended for both professionals and homeowners with the goal of reaching a broad base with two separate yet equally informative sessions geared to educate and involve each audience with experts in flood issues. The Session Schedule is as follows: Tuesday, April 5th, Marshfield High School Auditorium- 167 Forrest St., Marshfield, MA 02050 Session 1- Professional Session- 2:45pm-6:15pm A session for professionals who work with flood issues everyday! Key issues discussed: Insurance Rating, CRS, Mitigation options that reduce premiums, State Flood Coordinator Update, State Mitigation Program Update, Flood Advocate Update, NFIP Reform Status and […]
Map Viewing Opportunities
1 December 2015
Below are two important dates for map viewings: This coming Thursday night: December 3rd at Furnace Brook School in Marshfield (500 Furnace Street, Marshfield.) 5 PM to 9PM The Town of Marshfield is hosting a flood map viewing. Citizens can come and view the FIRMs from 5PM to 9 PM. In addition at 7PM there will be a presentation about these new maps by Leslie Fields from the Woods Hole Group, which is the consultant who submitted one of the two appeals for the 2013 proposed flood maps. Second Meeting: January 7th, St. Anns Parish Hall (591 Ocean St, Marshfield, MA 02050) The Marshfield Citizens Coastal Coalition will be holding a map viewing and flood insurance presentation. We have divided the presentations into two segments to accommodate the flow of people: 5:00-6:30pm– Presentation 1: Rexhame, Kent Park, Webster St. area, Marshfield Center 7:00-8:30pm– Presentation 2: Green Harbor, Brant Rock, all other areas of Marshfield, non-Marshfield residents (Snow date of January 21st) We will have professionals available to review the maps, help find your flood zone, and information on insurance.
Mapping Statement on New FIRMs
29 November 2015
Marshfield Coastal Coalition Update: On November 6th, 2015, new FIRMs (flood Insurance Rate Maps) were issued for Marshfield, Scituate and Duxbury. These maps are the result of the work of the consultants hired by the three towns to improve accuracy of the maps. Currently, there are several ways to view the new FIRMs. Through FEMA websites, the Town of Marshfield website, and the MCCC website. We have a page dedicated to the new FIRMs on our website with a direct link on our website homepage. Marshfield GIS: http://www.mapsonline.net/ peopleforms/mo4/index.php? site_id=1474 MCCC PDF Maps: http://www. marshfieldcoastalcoalition. org/?page_id=119 In the coming weeks, there will be meetings by the Town of Marshfield about the maps, followed in January with a flood map reading by the Marshfield Citizens Coastal Coalition. Please pay attention as there will be a lot of information to come. While we are in a 30 day comment period, this does not affect the availability of low rate policies for those entering the flood zone for the first time. The Preferred Risk Policy for those structures can be purchased up until the FIRM effective date, which right now is estimated to be in June/July 2016.
MCCC Update 8/22
22 August 2015
MCCC Presenting in Hull The Marshfield Citizens Coastal Coalition will be part of a flood presentation to the Town of Hull this Monday. The official press release of the event, sponsored and hosted by the Hull Redevelopment Authority, is below: Drowning in Flood Insurance? Just a reminder that the HRA will be conducting a Flood Seminar next Monday night August 24th at the Hull High School second floor exhibition room starting at 7:00PM and ending at 9:30. This meeting will be very informative and will include presentations from Anne Herbst of the Conservation Commission, Bartley Kelly of the building department and the Marshfield Coastal Coalition which has been very active in flood insurance related issues on the south shore and throughout the state. This meeting will be extremely helpful for any home owner (full year or summer) who is paying flood insurance. New tool on our website As we are always trying to help you understand your risk, we have a new tool on the homepage of our website! Created by Flood Smart, the marketing end of the NFIP, you can get an estimate of damages caused by floods at different levels of water height! Try it out […]
Statement on Mapping
22 August 2015
What Happened: There was one Flood Insurance Rate Map (FIRM) appeal and one additional sets of data submitted by the Towns of Marshfield and Scituate that FEMA recognized. The appeal was discussed by the Scientific Review Panel (SRP). This panel had a total of 5 members from the scientific community. These members were picked from all across the country with specific knowledge of coastal science. Four of these scientist represented Marshfield and Scituate, and one represented FEMA. The SRP was charged with discussing and validating the data in the appeals as valid according to FEMA guidelines The Results: The Ransom Consulting appeal focused on wave height and wave period used to compute the wave setup on the FIRMs. This appeal was denied based on the fact that the arguments and data did not satisfy the NFIP mapping standards. This was a unanimous decision by all the members of the SRP. The additional data submitted by the Woods Hole Group was considered and accepted as valuable to the mapping process. According to FEMA, any proposed FIRMs with changes would be issues around October. This may result in revisions in some of the FIRMs in Marshfield and Scituate. What you can do: […]
MCCC Update 6/4/2015
5 June 2015
Below is MCCC Chair Joe Rossi’s latest Coastal Connection column detailing ongoing items with the MCCC. Mentioned in the article is NFIP head Brad Kieserman, who recently announced he is leaving the NFIP for the private sector. This is a large loss, as he gave a riveting speech at the recent National Flood Conference and was instrumental in reforming the NFIP. A quick Map update. We should hear something about proposed maps within the next 2 months. The MCCC is working on how this information will be presented, and a timeline will follow over the summer. The Marshfield Citizens Coastal Coalitions is fresh off our latest national effort, returning from the 2015 Property Casualty Insurers Official National Flood Insurance Conference. This conference has, once again, shown Marshfield as leaders in national flood issues. On the first day of the two-day conference, the conference started with a round table discussion with bankers, insurers, and FEMA leaders on discussing the status of the National Flood Insurance Program (NFIP). The discussion focused around simplifying the NFIP and funding more mitigation projects going forward. Later, there was an opportunity for us to attend a class about changes coming […]
APRIL 1st CHANGES TO THE NFIP
31 March 2015
Today, April 1st, brings a series of new changes to the NFIP that WILL affect you. Below is a simplified summary of the changes: –Newly mapped in structure procedure Structures entering the Special Flood Hazard Area (SFHA) for the first time will be added through a new procedure. Before entering the SFHA, you will be grandfathered if you purchase the Preferred Risk Policy. Technically, you will have one year from the new maps effective date to obtain a PRP, but to simplify this process, we are suggesting that homeowners buy the PRP BEFORE you enter the special flood hazard are for the first time. The new maps for Marshfield, which are still under appeal, have no definite release date at this point. –New deductible A $10,000 deductable is now available, giving a significant reduction to premiums. However, remember that a $10,000 deductable will also apply to the contents as well. –Premium Increases Premiums will now no longer be able to go up more than 18% a year, excluding surcharges and fees. Premiums for pre-FIRM second homes, severe repetitive loss, and substantially improved properties will be capped at 25% excluding surcharges and fees -Surcharges and Fees […]
Recap of National Flood Tour
29 March 2015
We are back! From March 18th to March 24th, Chair of the MCCC Joe Rossi was on a national flood tour to spread the word of what we are doing in Marshfield for flood, and learn what is going on in the rest of the country and in the industry. We met with Caitlin Berni of CSFI in New Orleans and attended the NFDA conference in Phoenix Arizona. Here is what came out of each meeting: Meeting with CSFI: Meeting with Caitlin Berni was a very informative meeting. After discussing each region and our own individual issues, we learned that overall, each region of the country is struggling with similar issues. Our concerns revolved around the new surcharges of $250 on second home flood policies starting with renewals after April 1st. Our focus was on how we make flood affordable and influence the 2017 NFIP reauthorization. What we learned is that Marshfield is clearly ahead of the game when it comes to flood reform. Talks to have Caitlin up to Marshfield had already begun, however she pledged to come to Marshfield later in 2015 to further discuss the national issues with flood, and report on 2017 reform efforts. […]
GOING NATIONAL
19 March 2015
Chair Joe Rossi has begun a short national flood tour. Due to the need to network and understand the issues at a national level, the Marshfield Citizens Coastal Coalition will be representing Marshfield and Massachusetts at several national flood meetings this week. Friday March 20th: On Friday, Joe will be meeting with the director of national coalition, CSFI, Caitlin Berni, in New Orleans. The meeting will be centered around ideas and our focus as we head to 2017, and also some unique issues facing each region of the country. Sunday March 22nd: Following the meeting with CSFI, Joe will be attending the National Flood Zone Determination Association annual meeting in Scottsdale, Arizona. This meeting will be one of the most important flood meetings of the year. At this meeting there will be Washington level members of FEMA, the chair of FEMA’s Technical Mapping Advisory Council, several bank regulators, and national leaders in local and federal flood policy. When we return from the trip, we will be bringing back a wealth of flood knowledge and expanding our ever-growing network. At the same time, we hope to be able to offer more products and services to better our understanding of […]
UPCOMING BLIZZARD BENEFITS
15 March 2015
This week, there will be two opportunities to help those in need from our brutal January 26th Blizzard On March 17, the following restaurants will donate 10% of their sales to those in need: Bondo’s Bridgewaye Inn Cask n Flagon Haddad’s Ocean Café The Fairview Hola The Jetty Marshfield Famous Pizza KKatie’s Burgers PizZings The Roadhouse Venus II On Sunday, March 22, the Blizzard Benefit will take place at three restaurants in Brant Rock: The Jetty Haddad’s Venus II) From 3:00 to 8:00pm, for $20, you can buy a bracelet and get into any of the three restaurants for free music, light hors d’oeuvres, and bid on raffle or silent auction items. All money collected through both events will be distributed to those in need by several non profits in town through a vetting process: Sowing Seeds, Marshfield Good Neighbor Fund
Weather Advisory
14 February 2015
Below is from the national weather service: BLIZZARD WARNING REMAINS IN EFFECT FROM 7 PM THIS EVENING TO 4 AM EST MONDAY… BLIZZARD CONDITIONS…INCLUDING HEAVY SNOW… POOR VISIBILITIES…AND STRONG TO DAMAGING WINDS. DANGEROUSLY LOW WIND CHILL VALUES. MINOR COASTAL FLOODING WITH POCKETS OF MODERATE COASTAL FLOODING LIKELY ACROSS NORTH AND EAST FACING SHORELINES OF MASSACHUSETTS DURING THE SUNDAY MORNING HIGH TIDE CYCLE… COASTAL FLOOD WARNING REMAINS IN EFFECT FROM 6 AM TO 11 AM EST SUNDAY TIMING…DURING THE SUNDAY MORNING HIGH TIDE CYCLE. Total tide: 11.08 FT ON Sunday at 8:00 AM Surge: 2.3 13-19 foot waves Please be safe
How to help those in need from JUNO
10 February 2015
In the coming weeks, there are several “blizzard benefit” events: February 15th: 2015 Blizzard Benefit– When: 3pm to 7pm- Where: Brant Rock: Venus II, Haddad’s and The Jetty- General info: Music, Raffles, & local Celebrities and $20 suggested donation but not limited to that amount. Wristbands will be sold at all three locations for entry to all events in the Esplanade. February 19th: Marshfield and Scituate Coastal Coalition blizzard benefit and flood insurance information meeting– When: 6:00pm- Where: St. Anns Parish Hall, 591 Ocean Street, Marshfield- General info: There will be light hors d’oeuvres while learning the latest information on flood insurance, resources for storms, Marshfield and Scituate grant opportunities, and more. The agenda of the meeting will be: 6:00 – Opening 6:15- Grant information 6:45- Flood insurance and claims 7:00- Reduce your premiums (mitigation) 7:15- Local resources for storms 7:30- Map update 7:45- Good neighbor fund and S.A.N.D.S (donations) Informal question time will follow This event will also be a fundraiser. People can come and donate money to the Good Neighbor Fund of Marshfield and S.A.N.D.S. of Scituate to benefit those who lost items in the recent blizzard. March 5th: Benefit for Marshfield […]
Emergency Orders of Replacement NOW IN EFFECT
2 February 2015
Starting on January 27th, and through February 27th, the Massachusetts Department of Environmental Protection (Mass DEP) has issued an Emergency Declaration for the entire state of Massachusetts. This allows certain items to be done without standard permitting AS LONG as you provide written notification to the Marshfield Conservation Commission and the DEP Regional Office before, February 2, 2015. Per the Declaration: “the written notification provides a detailed description of the post-storm activities performed or to be performed and certifies that the post-storm activities are limited to those necessary to restore conditions existing on January 26, 2015 and are necessary to protect public health or safety from damage caused by the January 2015 Blizzard on January 27, 2015 and the post-storm activities are completed by February 27, 2015” Here is the list of items that can be performed under this emergency declaration: Removal of objects and debris Removal of objects and debris blocking culverts, bridges, streams, or river channels Repair, stabilizing, and shoring up, but not expansion, of any building, foundation or other structure where the work is limited to the footprint of the structure that existed on January 26, 2015 and the cost of restoring the building […]
Juno: Critical information BEFORE filing a flood claim
27 January 2015
With winter storm Juno leaving, much as we had predicted, many have not seen flooding or damage associated with a storm like this since the “No Name” storm of 1991. This storm caused several total structure losses and much more damage along the coast. At this time, the Marshfield Citizens Coastal Coalition would like to take a second to review storm history and losses as it pertains to the National Flood Insurance Program, since many who have received damage may be considering filing a flood loss claim. The following definitions classify your structure in two categories: Repetitive loss and Severe Repetitive Loss in relation to flood losses: Repetitive Loss: You have had 2 claims in 10 years over $1000 OR one loss exceeding 50% of the value of the structure since 1978 Severe Repetitive Loss: 4 losses of $5000 or more in 10 years OR 2 or more claims equaling or exceeding the value of the structure since 1978 If you are asking yourself if you should file a claim, that is 100% up to you as a homeowner. However, we advise claims for small items $2500 or less (such as deck damage) be avoided if […]
BLIZZARD WARNING
26 January 2015
As many of you know, starting Monday night we will be facing what could be a 1 in 50 year storm. This is significant, as we have not seen a coastal storm this size since the storms of 1991 and 1992. In comparison, Nemo, the blizzard of 2013 was roughly a 1 in 25 year storm. Please be safe. Listen to bulletins issued by local authorities. If you see storm damage or experience storm damage, email us photos and let us know if you would like us to share them as we are always trying to document storms for our records. We will update you towards the end of the storm. Below is information from the National Weather Service: SIGNIFICANT COASTAL FLOODING AND SEVERE BEACH EROSION EXPECTED FOR THE EARLY TUESDAY MORNING HIGH TIDE AND POSSIBLY AGAIN FOR THE LATE TUESDAY AFTERNOON HIGH TIDE… …COASTAL FLOOD WARNING REMAINS IN EFFECT FROM 3 AM TO 7 AM EST TUESDAY… …COASTAL FLOOD WATCH REMAINS IN EFFECT FROM TUESDAY AFTERNOON THROUGH TUESDAY EVENING… * COASTAL FLOODING…MODERATE TO ISOLATED POCKETS OF MAJOR COASTAL FLOODING EXPECTED ALONG WITH SEVERE BEACH EROSION. * TIMING…DURING THE EARLY TUESDAY MORNING HIGH TIDE AND POSSIBLY […]
Town of Marshfield Elevation Grant Meeting
20 January 2015
Marshfield is applying for elevation grants. These will be available for MOSTLY severe repetitive and repetitive loss properties, and we need interest from these types of properties to be the most competitive. What makes you a repetitive or severe repetitive loss? Repetitive Loss: You have had 2 claims in 10 years over $1000 OR one loss exceeding 50% of the value of the structure since 1978 Severe Repetitive Loss: 4 losses of $5000 or more in 10 years OR 2 or more claims equaling or exceeding the value of the structure since 1978 PLEASE ATTEND THIS GRANT MEETING: Held by the Town of Marshfield January 22nd from 6:00pm to 7:45pm at the Marshfield Library Function Room. Please remember this meeting will be focused on grants and NOT any FEMA rate increase or mapping information. Please see the official memo here: http://www.marshfieldcoastalcoalition.org/?page_id=117
IMPORTANT UPDATES 12/28/2014
28 December 2014
As we move into 2015, the Marshfield Citizens Coastal Coalition (MCCC) would like to THANK everyone for their support in 2014. We will need even more in 2015, because we are a long way from being done! Below are CRTICAL updates as we go into 2015 BREAKING Earlier this year congress passed the Homeowners Flood Insurance Affordability Act (HFIAA). This act limited the annual allowable rate increase for any policy at 18%. While still high, the annual rate increase allowed under the Biggert-Waters Act were as high as 25% for many. However in a bulletin released by FEMA in October of this year, FEMA has interpreted the HFIAA to allow surcharges and Federal Policy Fees to go above and beyond the annual cap of 18%. Here are some examples: VE zones will go up 13% a year AE zones will go up 23% a year Pre-FIRM second homes will go up 37% a year These increases are much higher than expected, and unsustainable for many. The MCCC has made a quick reference sheet that gives the average increases for some zones. You can view it here under download #7: http://www.marshfieldcoastalcoalition.org/?page_id=117 These increases will […]
PRESS RELEASE: ANNUAL RATE INCREASES FOR FLOOD POLICIES ARE TO BE HIGHER THAN EXPECTED
28 December 2014
In March of this year, Congress passed the Homeowners Flood Insurance Affordability Act (HFIAA). This act limited the annual allowable rate increase for any policy at 18%. While still high, the annual rate increase allowed under the Biggert-Waters Act were as high as 25% for many. However, in a bulletin released by FEMA in October of this year, FEMA has interpreted the HFIAA to allow surcharges and Federal Policy Fees to go above and beyond the annual cap of 18%. Below is a quick reference table of some of the average increases per zone: Flood Zone Annual Premium Increase (Allowable annual increase) plus the Reserve Fund Assessment Total premium increase—including the Federal Policy Fee (FPF) and the HFIAA surcharge (TOTAL) VE Zone 9% 13% AE Zone 9% 23% X Zone 11% 20% Newly Mapped into SFHA decrease 13% increase 7% Pre-FIRM Primary Residences 14% 15% Pre-FIRM Non-Primary Residences 24% 37% Severe Repetitive Loss Properties N/A 25% These yearly rate increases are drastically higher than either the Marshfield or Scituate Coastal Coalition expected. While the rate tables have also changed for the better for most policies, annual increases at such high numbers […]
Weather Alert
9 December 2014
Weather alert: Please be aware of the coastal storm today: From NOAA: COASTAL FLOOD ADVISORY REMAINS IN EFFECT FROM 11 AM THIS MORNING TO 3 PM EST THIS AFTERNOON… COASTAL FLOODING…MINOR COASTAL FLOODING AND MINOR BEACH EROSION EXPECTED DUE TO THE COMBINATION OF TIDES AND STRONG EAST-WINDS RESULTING IN A SURGE UP TO AROUND 2 FEET STRONG TO POTENTIALLY DAMAGING WINDS TODAY ALONG THE SOUTH AND EAST COASTS OF MASSACHUSETTS AND RHODE ISLAND… …WIND ADVISORY IN EFFECT FROM 10 AM THIS MORNING TO 10 PM EST THIS EVENING WINDS…EAST 25 TO 35 MPH WITH WIDESPREAD GUSTS UP TO 50 MPH. ISOLATED GUSTS OF AROUND 55 MPH ARE POSSIBLE
Update: Flood Forum Friday
30 October 2014
UPDATE: Flood Update Meeting Friday: This Friday, Sen. Robert Hedlund will be having an open discussion on flood insurance. The meeting is Friday, Oct. 31 at 12 noon at the Tavern, 1 Proprietors Drive Marshfield. We will be in attendance to give a short update.
Email 10/28/14
28 October 2014
NEW WEBSITE After much anticipation, we are happy to unveil the NEW and improved Marshfield Citizens Coastal Coalition website! This website offers several new great features: -Better compatibility over different browsers and devices -Easier to use and follow -More content in an easier to read format -More user interaction We are proud to unveil this site because YOU made it happen! This website was only possible by donations by users like you! Now that we have a new platform, we continue to need your donations in order to purchase software that will allow homeowners to quote their own flood policies on their own, an online cloud and conference interface so you can attend meetings online, and more! Flood update The NFIP continues to unveil a timeline for the HFIAA. New rate tables will be coming out in April of 2015. We unfortunately found out that X zone rates will be increasing 10% a year, rather then the anticipated 2%. For these reasons, we are taking a lead in developing how the 2017 piece of legislation that will replace Biggert-Waters and the HFIAA will look. We are still developing our project plan, however we know these meetings will take place […]
Email 7/8/14
8 July 2014
JOIN US for our open house! What: Marshfield Citizens Coastal Coalition open house Where: Parish Hall, 591 Ocean St, Marshfield When: 7:00pm Details: We are expanding our Executive Board membership, and kicking the membership drive and educational summer series off with an open house on July 10th at Saint Anns Parish Hall, 591 Ocean St, Marshfield at 7:00pm. This will give everyone an opportunity to see our summer schedule, meet the current Executive Board, get info on flood issues, find out how to become a member, all while enjoying some refreshments. There is still a lot of work to do and knowledge to learn, so please come down to Saint Anns on July 10th to get to know us and flood issues. Many people think that the flood issue is “all set”, but there is SO MUCH MORE TO DO AND LEARN! Become a member: As mentioned above, we are expanding our Executive Board. While everyone in Marshfield is automatically a member of the MCCC, the Executive Board is the MCCC governing body and has membership requirements. Our new bylaws expand the Board from 4 to 7 members, and we have several open seats! If you would like to become a member, please […]
Email 5/12/14
12 May 2014
Welcome to an update from the Marshfield Citizens Coastal Coalition We want to thank everyone who has stood by us for the last 2 years we have existed. We have a few big changes ahead of us: We now accept donations! Please help us as we move forward! Even a little can go a long way. See the link below for more information: http://www.marshfieldcoastalcoalition.org/Marshfield_Citizens_Coastal_Coalition/Donate!.html New Bylaws As of June 1st, the Marshfield Citizens Coastal Coalition will be operating under a set of bylaws. These bylaws also allow us to expand the Executive Board by 3 members. We will soon be soliciting applications for citizens to apply. You can find a copy of the bylaws at the link below: http://www.marshfieldcoastalcoalition.org/Marshfield_Citizens_Coastal_Coalition/MCCC_Documents.html Appeal Update Many of you have asked the status of our map appeal we made back in October. FEMA, by law, must respond to every appeal submitted, whether it is considered valid or not. Unfortunately, FEMA did not adhere to this law, and did not respond to our appeal. FEMA only accepted one of the several appeals made by the Town of Marshfield, and while the maps are delayed, FEMA has not indicated what their next step is. We will continue […]
Email 5/6/14
6 May 2014
Welcome to an update from the Marshfield Citizens Coastal Coalition On May 1st, FEMA started implementing the first part of the Homeowners Flood Insurance Affordability Act (HFIAA) The first part implemented will be to reimburse pre-FIRM homeowners who lost their subsidy due to the purchase or sale of a structure, purchase of a new policy, or laps of a policy. We have a memo on our website that outlines this. The link is below: http://www.marshfieldcoastalcoalition.org/Marshfield_Citizens_Coastal_Coalition/Legislative_Downloads.html In regards to the rest of the law, after discussion with NFIP, it will take about another month for the law to be legally interpreted. There is also word that new rate tables could take 8 months to create. We are still waiting for these issues to settle out. In regards to grandfathering, there is new information that we will be focusing heavily on going forward. For structures that are going to be added to the flood maps for the first time, the new law says that, upon the flood maps going active, those structures will be required to carry flood insurance at the Preferred Risk Policy (PRP) rate, which is very low. HOWEVER, if you do not have a PRP at the time the […]
Email 4/26/14
26 April 2014
Welcome to another update from the Marshfield Citizens Coastal Coalition While it has been a while since we have sent an update out, we have been working behind the scenes and now have a lot of information to share. Most importantly, Special Town Meeting and Annual Town Meeting is this Monday, April 28th, at Furnace Brook Middle School auditorium at 7:00pm. We have one article that we are strongly encouraging support for. Article 16 of Annual Town Meeting allows houses to be raised higher than they currently can be. Right now, the max height of a structure (35 feet) is based off of measurement from the ground. Article 16 allows that measurement to be from the height of the Base Flood Elevation (BFE). This is critical for people raising the houses. We also urge the support of Article 12 of Annual Town Meeting. From the town warrant: The town has applied for a grant as part of the state Coastal Community Resiliency Grant Program to evaluate alternatives, such as providing beach nourishment, conducting jetty repair, constructing off shore structures or other measures for the purpose of reducing impact from coastal storms, to reduce erosion, flooding, and storm damage to property […]
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Legislative Updates
Updates that are specifically about legislative changes, proposals, and other important legislative updates.
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1 October 2020
October 1st: NFIP extended and CRS discounts begin
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20 December 2019
NFIP Certainty Found For Now
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22 November 2019
Short Term Extension… Again
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1 October 2019
Another Short Term Extension
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15 June 2019
Legislative Activity That Impacts You
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31 May 2019
NFIP Extended- Only For Two Weeks
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12 March 2019
Breaking: NFIP Legislative Activity
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22 December 2018
NFIP Extended- Now time for reform
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21 December 2018
Extension No Longer Certain
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7 December 2018
NFIP Extended For Two Weeks
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6 December 2018
NFIP Heads Towards Lapse
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30 November 2018
NFIP Avoids Lapse For One Week
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28 November 2018
NFIP Could Lapse This Friday
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23 July 2018
MCC Update: Possible NFIP Lapse and More
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12 February 2018
Update: Flood Program Extended
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6 February 2018
Again: Flood Program Expires Thursday
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22 January 2018
UPDATE: Flood Program Reinstated
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20 January 2018
THE NFIP HAS LAPSED
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17 January 2018
NFIP SET TO EXPIRE FRIDAY JANUARY 19th
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25 December 2017
UPDATE: NFIP Extended 4 weeks
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21 December 2017
AGAIN: Flood Program Expires Friday
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20 November 2017
FLOOD LEGISLATION PASSES HOUSE
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7 November 2017
NEGOTIATIONS LEAD TO NEW FLOOD BILL
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3 October 2017
Summary of legislative activity for September
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9 September 2017
NFIP Extended Until December 8th
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26 June 2017
NFIP Legislative Update- Coalition Meets With Legislative Staff
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13 June 2017
URGENT Legislative Update
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1 June 2017
Legislative Update- 5/30/2017
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21 March 2017
LEGISLATIVE UPDATE- National Flood Tour
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National Tour 2017
20 March 2017
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NFIP Re-authorization: CSFI White Papers
2 November 2016
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Senate Committee hearing on Flood Insurance Affordability
7 July 2016
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5 March 2014
BREAKING: House passes HR 3370
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26 February 2014
Vote on Wednesday on HR 3370
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13 February 2014
BREAKING: 1 YEAR DELAY PASSED IN OCTOBER NOW A 2 YEAR DELAY
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31 January 2014
BREAKING: SENATE PASSES HOMEOWNER FLOOD INSURANCE AFFORDABILITY ACT
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29 January 2014
Statement on White House Response to S. 1926
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28 January 2014
BREAKING: Senate Votes to Move S. 1926
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20 December 2013
Federal Legislative Update 12/20
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12 December 2013
Senator Roberts Blocks vote in U.S. Senate
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5 November 2013
Postponement to Biggert Waters Legislation Summary H.B. 3370
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3 November 2013
Rep. Cantwell co-sponsors state legislation
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3 November 2013
Waters Announces Deal to Repair Flood Insurance Program
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MCC Quarterly Newsletter: Know Flood Newsletter
Read the MCC's quarterly newsletter. The newsletter is sent to our members quarterly and contains the most recent MCC updates, opinion pieces, articles and NFIP updates.
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2 July 2022
Know Flood Newsletter Q1 and Q2 2022
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23 November 2021
Know Flood Newsletter Q3 and Q4 2021
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2 July 2021
Know Flood Newsletter Q2 2021
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8 March 2021
Know Flood Newsletter Q1 2021
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3 December 2020
Know Flood Newsletter Q4 2020
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7 September 2020
Know Flood Newsletter Q3 2020
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7 May 2020
Know Flood Newsletter Q2 2020 – Special Edition
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18 February 2020
Know Flood Newsletter Q1 2020
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1 December 2019
KNOW FLOOD NEWSLETTER Q4 2019
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30 July 2019
Know Flood Newsletter Q3 2019
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26 April 2019
Know Flood Newsletter Q2 2019
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29 January 2019
Know Flood Newsletter Q1 2019
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15 October 2018
Know Flood Newsletter Q4 2018
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