MCC Updates

Hurricane Henri impacts to be felt Sunday into Monday. Hurricane Henri is expected to threaten New England this weekend.  The track of Henri is somewhat uncertain, however, the following is known:-Henri will come close to shore with at least 60mph winds and significant rain impacts.-Watches will be put in place today. -Dangerous storm surge and rip tides are expected on the Cape and south facing beaches.-There may be power outages and trees down, especially if the storm tracks closer to land.DO NOT WAIT TO PREPARE.  In preparation for this storm and others this hurricane season, the MCC wants to remind you of a few very important things:-The MCC has a hurricane and preparedness section of its website.  Simply click the link to our downloads page and click the hurricane tab. https://knowflood.org/downloads-Refer to the website https://cera.coastalrisk.live/ for the latest hurricane information. -There may be coverage to prepare for a flood found in your flood insurance policy.  Please refer to your policy for coverage information -Before the storm, you should photograph and document your building and contents pre-loss for insurance reasons. -A preparation guide for what to do before, during and after a storm is found here. -If you don’t have a flood insurance policy, there is typically a 30 day wait […]

Breaking updates on Risk Rating 2.0 On April 1st, the Federal Emergency Management Agency (FEMA) released its first official communication on the long-awaited overhaul of the National Flood Insurance Program (NFIP)’s rating system. The new pricing methodology, known as Risk Rating 2.0, uses new modeling and updated data to assess more accurately flood risk of individual properties nationwide. Phase 1 of the new program begins on October 1, 2021. In its announcement, FEMA shared a state-by-state breakdown of Risk Rating 2.0’s impact on flood insurance premiums  The MCC has posted the Massachusetts data HERE. Data for other states can be found HERE. The Data According to FEMA, Massachusetts NFIP flood insurance policy holders can expect the following changes:–39% will see an immediate decrease in flood insurance premiums–49% will see, on average, $0-$10 per month increase–6%will see, on average, $10-$20 per month increase–6% will see, on average, greater than $20 per month increase   The FEMA bulletin, found HERE, outlines the coming timeline for changes as follows: –April-September 2021: FEMA collaborates with and continues to periodically share draft guidance documents with NFIP insurers regarding RR 2.0 program changes.  –August 1, 2021: NFIP insurers may begin quoting for policies with effective dates on or after October 1, 2021.  –September 1, 2021:FEMA releases final guidance documents for […]

Watching Isaias In the last 24 hours, NOAA has the projected track of Hurricane Isaias to have the eye of the storm track over southern Massachusetts sometime between Tuesday night and Wednesday. Right now, the storm is projected to be a tropical storm at that time, with sustained winds around 65mph with gusts around 75mph.  The path and severity of the storm is subject to change and is evolving. This is a good reminder to take precautions NOW for both Isaias and the remainder of hurricane season.  In an article we published several months ago, the MCC highlighted that with COVID-19 also an ongoing threat, there are things you can do to protect your home and health:-Elevate critical items out of vulnerable areas-Bring in and strap down loose outdoor items-Know where your insurance documents are-Review coverages, both home and flood, for proper protection-Ensure you have an emergency kit, including water, flashlight and batteries The MCC has a Hurricane Center on our Downloads page for our members, where you can download many different hurricane preparedness guidelines. Also, we have a link to a storm and surge tracker that you can also find here We will update you as updates continue to be made available.

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