MCC Updates
The most recent updates sent to our members. Get our latest updates by becoming a member of the MCC.
MCC General Updates
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9 April 2021
Cape Cod Watershed Map Change Webinar
Register for a webinar on the Cape Cod Watershed Flood Maps- Share with other professionals. FEMA is planning to host a webinar for industry professionals on Wednesday April 14th from 9:30am to 10:30am on the coming changes for the Cape Cod Watershed Flood Insurance Rate Maps (FIRM). From FEMA:Flood risks are changing in the Cape Cod watershed, which means the need for flood insurance could be changing for some.While the recently released preliminary maps for the Cape Cod Watershed have only minor changes, FEMA still wants to make everyone, including industry professionals, aware of these changes.During the April 14 webinar you will:Hear about the mapping projects and better understand where the changes are occurring on the new flood maps.Learn about the potential impacts on flood insurance when flood zones change.Hear more about the National Flood Insurance Program’s available insurance rating options.Walk away with online tools and resources to assist you. Please join us to learn more about these important topics. If you have any questions, feel free to reach out to either:Bob Desaulniers CFM CPCU ANFI AAIRobert.Desaulniers@Fema.DHS.gov orTom Young CFM CPCUThomas.Young@associates.fema.dhs.gov SAVE THE DATEWHENWednesday, April 14th, 2021 from 9:30am to 10:30amWHEREYou must register, registration link HEREWHOIf you are an insurance agent, real estate professional, lender, builder, […]
2 April 2021
Breaking: FEMA Issues Risk Rating 2.0 – Impact and Timeline
Breaking updates on Risk Rating 2.0 On April 1st, the Federal Emergency Management Agency (FEMA) released its first official communication on the long-awaited overhaul of the National Flood Insurance Program (NFIP)’s rating system. The new pricing methodology, known as Risk Rating 2.0, uses new modeling and updated data to assess more accurately flood risk of individual properties nationwide. Phase 1 of the new program begins on October 1, 2021. In its announcement, FEMA shared a state-by-state breakdown of Risk Rating 2.0’s impact on flood insurance premiums The MCC has posted the Massachusetts data HERE. Data for other states can be found HERE. The Data According to FEMA, Massachusetts NFIP flood insurance policy holders can expect the following changes:–39% will see an immediate decrease in flood insurance premiums–49% will see, on average, $0-$10 per month increase–6%will see, on average, $10-$20 per month increase–6% will see, on average, greater than $20 per month increase The FEMA bulletin, found HERE, outlines the coming timeline for changes as follows: –April-September 2021: FEMA collaborates with and continues to periodically share draft guidance documents with NFIP insurers regarding RR 2.0 program changes. –August 1, 2021: NFIP insurers may begin quoting for policies with effective dates on or after October 1, 2021. –September 1, 2021:FEMA releases final guidance documents for […]
1 October 2020
October 1st: NFIP extended and CRS discounts begin
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3 August 2020
Update: Isaias Impact on New England
Storm To Arrive Tomorrow Hurricane Isaias will arrive in New England between Tuesday afternoon and Wednesday morning. Currently, most of our area is in a Tropical Storm Warning, and will affect most areas for 6-12 hours. According to NOAA, New England should be prepared for:-Wind gusts of 40 to 60 mph across parts of the region (not everyone will experience these wind speeds). -Minor damage such as downed trees and power lines could result.-Rainfall of 2 to 4 inches in Western Mass. resulting in minor poor drainage flooding, with lesser amounts in eastern Massachusetts, where totals may be less than 1 inch.-Possible minor coastal flooding along the south coast Tuesday evening. This situation is evolving and could still change. To prepare, the MCC has a hurricane resource page found here for our members. Remember, Hurricane Season runs to November 30th, and it is likely there are more events we will need to prepare for in 2020. Also, see the hurricane storm tracker here.
31 July 2020
Keeping an Eye on Isaias
Watching Isaias In the last 24 hours, NOAA has the projected track of Hurricane Isaias to have the eye of the storm track over southern Massachusetts sometime between Tuesday night and Wednesday. Right now, the storm is projected to be a tropical storm at that time, with sustained winds around 65mph with gusts around 75mph. The path and severity of the storm is subject to change and is evolving. This is a good reminder to take precautions NOW for both Isaias and the remainder of hurricane season. In an article we published several months ago, the MCC highlighted that with COVID-19 also an ongoing threat, there are things you can do to protect your home and health:-Elevate critical items out of vulnerable areas-Bring in and strap down loose outdoor items-Know where your insurance documents are-Review coverages, both home and flood, for proper protection-Ensure you have an emergency kit, including water, flashlight and batteries The MCC has a Hurricane Center on our Downloads page for our members, where you can download many different hurricane preparedness guidelines. Also, we have a link to a storm and surge tracker that you can also find here We will update you as updates continue to be made available.
31 May 2020
Upcoming Events: National Flood Conference
Upcoming Events: National Flood Conference Each year, Chair and Executive Director Joe Rossi speaks at the National Flood Conference. This conference is a gathering of industry experts and those that are interested in flood insurance to hear various topics in regards to the NFIP, flood mapping, the future of flood insurance and more. This year, the conference is free and online. The conference runs from June 1st to June 3rd, and a link to register is here: REGISTER Joe will be on the following panels:Communicating Flood Map Changes: June 1st from 1:20pm to 2:20pmThrough Risk MAP, FEMA continues to update the nation’s flood maps. However, these changes are not always met with open arms by residents and business owners. This workshop will explore what tools and resources are available for local officials as well as insurance, real estate and other professionals to better communicate changing flood risk and its impacts. In addition, success stories from the field will be shared by an insurance agent and community official. The importance of flood insurance in a time of world crisis: June 2nd from 2:25pm to 3:25pmFlood and hurricane seasons are upon us and even during a world health crisis, such disasters still occur. How do you demonstrate the importance of the coverage and address […]
20 May 2020
Attend a Free Webinar by the MCC
The MCC presents Flood Risk Fridays, free half hour webinars on important flood risk topics. These once a month webinars adds to the MCC portfolio of informing stakeholders about flood risk issues that matter. Register for any of the following webinars: Questions on CRS and other flood premiums– Join the MCC on Facebook Live as we review what the recent changes to Marshfield CRS mean, and other ways to reduce premiums (including private flood).-When: May 22nd, 2020, 10:00am-Where: MCC Facebook page-No registration required Digital Outreaches -New maps (for Marshfield)– On May 29th, the MCC will be holding a digital map outreach in preparation for the new Marshfield flood maps that become effective on 7/6/2020. Registration is required, and this free digital outreach will be for information only. Questions can be submitted ahead of time by emailing us at info@knowflood.org-When: May 29th, 2020-Where: Register here Flood Insurance Risk Awareness– With COVID-19 taking most of our bandwidth, the MCC wants to remind stakeholders on what they can do to reduce their risk. Join Chair Joe Rossi and other experts as we discuss risk awareness during COVID-19. Registration is required.-When: June 19th , 2020-Where: Register here
28 March 2020
COVID-19 update: NFIP extends grace periods
NFIP to extend grace periods In light of the financial hardship policy holders may face in the coming months due to the COVID-19 crisis, the National Flood Insurance Program (NFIP) has extended the premium payment grace period from 30 to 120 days. Property owners with NFIP flood policies normally have a 30-day grace period after the policy expiration date to pay their premium in full and avoid a lapse in coverage. If a policy has an expiration date between February 13, 2020 and June 15, 2020, then the NFIP must receive the renewal premium within 120 days of the expiration date to avoid a lapse in coverage. Likewise, if a policyholder receives an underpayment notice dated between February 13, 2020, and June 15, 2020, then the NFIP must receive the additional premium amount requested within 120 days of the date of the notice. This extension will allow additional time for policyholders who may be struggling financially to pay their insurance premiums and prevent their policies from being cancelled for nonpayment of premium due to circumstances beyond their control. We hope all our members and stakeholders are healthy and safe. Please reach out with any questions. See a link to the NFIP […]
3 December 2019
Giving Tuesday: Help Us Help You!
Today is giving Tuesday, a global day of giving held to raise awareness for charitable causes and amplify donor’s generosity. While many organizations are asking for your donations today, we ask you consider the Massachusetts Coastal Coalition as your nonprofit of choice to donate to. Not only is the MCC a 501c3 charitable organization, our efforts have a direct effect on helping to mitigate flood hazards and flood costs. In 2019 alone, the MCC was able to: -Increase Marshfield, MA Community Rating System (CRS) class to 7, giving everyone in the high risk flood zone a 15% discount on their NFIP flood insurance policy (effective October 2020). -Host the North Shore CRS Symposium which gave awareness to communities that attended the need for more CRS involvement. -Started the Know Flood Membership Program that allowed us to give membership to you, which has given our members access to better information. -Offer the Know Flood Suit of services, which has lead to low cost elevation certificates, zone determinations, and our new Know Flood Insurance Service Center to answer all your flood questions. In 2020, our mission is expanding to spread the success of CRS in Marshfield to other communities, grow our membership, […]
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Legislative Updates
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1 October 2020
October 1st: NFIP extended and CRS discounts begin
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20 December 2019
NFIP Certainty Found For Now
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22 November 2019
Short Term Extension… Again
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1 October 2019
Another Short Term Extension
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15 June 2019
Legislative Activity That Impacts You
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31 May 2019
NFIP Extended- Only For Two Weeks
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12 March 2019
Breaking: NFIP Legislative Activity
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22 December 2018
NFIP Extended- Now time for reform
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21 December 2018
Extension No Longer Certain
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